22 Winnipeg Way, Broxbourne, EN10 6FG

UPRN:148039729Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£277,000

Estimated value

Range: £263k - £290k|Last sold: £265k (2020-09-11)

Estimate of £277k for this purpose built flat. 188 sales in EN10 in the last 12 months; median £435k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£277k

£263k - £290k - High confidence

Annualised (CAGR)

+0.11%

Over the full window

Peak estimate

£290k

Nov 2022

From peak

-4.48%

Drawdown from peak

AVM estimate (model)Repeat-sales index - EN10 district (quarterly)index YoY +0.97%

Growth by window

+1.09%

+0.73%

12m

-2.46%

24m

-0.72%

60m

+1.09%

Rental Market

Monthly

Estimated rent (pcm)

£1,700

/ month

Gross yield

7.42%

Rent ÷ asking price

Net yield

5.14%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£435k

EN10 sales, last 12 months

12m Price Growth

EN10 median, Land Registry

Days on Market

94d

EN10 average

Sales & Yield

3 metrics

Transactions / 12m

188

EN10 sales

Area Gross Yield

3.78%

EN10 medians

Last Sold

£265k

2020-09-11

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£275,000
SDLT standard£3,750
SDLT BTL surcharge (5%)£13,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£294,600

Funding

Deposit (25%)£68,750
Mortgage (75% LTV)£206,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£88,350

Monthly Returns

Monthly Rent (estimate)£1,700
Mortgage Payment (IO)-£902
Management (10%)-£170
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£528

Capital Returns

5yr Property Value£273,217
5yr Capital Gain (-0.13% pa, historical)-£1,783
5yr Cumulative Rent (net, before lease costs)+£89,554
Less mortgage interest-£54,120
5yr Total Return (before lease costs)+£33,652

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£274,642	£68,392	+£6,336	+£5,978	6.8%
Year 2	£274,285	£68,035	+£13,044	+£12,329	14.0%
Year 3	£273,929	£67,679	+£20,120	+£19,049	21.6%
Year 4	£273,573	£67,323	+£27,585	+£26,158	29.6%
Year 5	£273,217	£66,967	+£35,434	+£33,652	38.1%

Modelled on the live asking price. Capital growth -0.13% a year is the EN10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£88,350).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,866

Population

Signal

6.7%

Households Deprived

Upside Opportunities

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