24 Daisy Bank, Manchester, M40 1QA

UPRN:77036249Terrace Property2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (61)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£135,000

£128k - £142kHigh

Estimate

£135k

Range

£128k – £142k

Rent Estimate (pcm)

£900

£850 - £950Medium

Monthly

£900

Yield

6.46%

AI Verdict

Derived from HomePortfolio scores

AI summary

24 Daisy Bank earns a INVESTIGATE rating with HP Score 66/100. Investment score 57/100 reflects moderate fundamentals. Walkability is limited (63/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

66/ 100

Moderate

Investment Score

57/ 100

Moderate

Crime Score

Low

Walkability

63/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Why this could be an opportunity

High confidence4 independent sourcesListing checked 17 Sept 2026

Every component scored, and three or more independent sources agree.

Valuation edge35.2/40
claims [AVM +13.0% (HIGH), sold-comps +34.0%, £/sqft +33.8%] → consensus +13.0% → credited 2.6% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 77036249· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.2%· as of 4 Sept 2026
Rental economics21.5/30
gross yield 7.1% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 700/mo (tenanted)· as of 17 Sept 2026
Seller motivation20/20
5 price cut(s), 141 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Sept 2026
Risk & liquidity9.7/10
301 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivityScores 80+ up to £120,500

£88,000£135,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£117,500

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £36,550
Net cash flow: £227/mo
Cash on cash: 7.4%
Score at this price: 86

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 77036249Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.2%Valuation edge · as of 4 Sept 2026
listing_factscontractual rent 700/mo (tenanted)Rental economics · as of 17 Sept 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

No flags from the deal evidence itself - which is a statement about the score's inputs, not about the property.

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
5 price cut(s) recorded on the listing history.
2. Set your walk-away price before viewing - above £120,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£135,000

Rent Estimate (pcm)£900

Gross Yield6.46%

1y Growth-15.9%

3y Growth+4.5%

5y Growth+5.9%

10y Growth+7.6%

Last Sold Price£30,000 (1998-07-01)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M40 1QA

Approval Rate

-12mo

Development

low

Manchester/PLA-2026-001434
Siting of a single-unit mobile home for ancillary purposes to 20 Hawthorn Road.
Pending
Manchester/OTH-2026-001538
Discharge of condition 44 (Affordable Housing) attached to Planning Permission 142464/FO/2025.
Approved
Manchester/OTH-2026-001536
Discharge of Conditions 18a (Hard and Soft Landscaping) and 29 (Ecological Enhancements) attached to Planning Permission 142464/FO/2025.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.2%
Overseas OwnershipNo
Lease Term Remaining871 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change1998-07-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£36,554

Population Density-

Owner Occupied25%

Age Distribution

0-15 29%16-64 59%65+ 12%

View Area Profile

Schools Nearby

Christ The King RC Primary School Manchester
0.1 mi
Good
The Greens ENS
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
All Saints C of E Primary School
0.1 mi
Good
St Wilfrid's CofE Junior and Infant School
0.2 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

22 Daisy Bank
-
£145k
-
32 Daisy Bank
-
£145k
-
42 Daisy Bank
-
£200k
-
20 Daisy Bank
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN