24 Searchwood Road, Warlingham, CR6 9BA

UPRN:100061591379Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: D (68)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 4mo agoEPC· 1mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£1,108,000

£998k - £1.22MMedium

Estimate

£1.11M

Range

£998k – £1.22M

Rent Estimate (pcm)

£3,050

£3k - £4kMedium

Monthly

£3,050

Yield

5.88%

AI Verdict

Derived from HomePortfolio scores

AI summary

24 Searchwood Road earns a BUY rating with HP Score 75/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

75/ 100

High

Investment Score

63/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 15 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge13.1/40
claims [AVM +15.2% (MEDIUM)] → consensus +15.2% → credited 2.8% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 100061591379· as of 11 Aug 2026
Rental economics0/30
gross yield 3.9%; range width penalty ×0.58
- zoopla_valuationsrent estimate 3050/mo (range 2550-3500)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
1 price cut(s), 25 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 15 Sept 2026
Risk & liquidity8.6/10
82 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£705,000£1,081,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£940,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,550-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £321,050
Net cash flow: -£1,061/mo
Cash on cash: -4.0%
Score at this price: 27

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.96 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100061591379Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 3050/mo (range 2550-3500)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 15 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3050/mo (range 2550-3500)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,108,000

Rent Estimate (pcm)£3,050

Gross Yield5.88%

1y Growth-

3y Growth+0.2%

5y Growth-0.3%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CR6 9BA

Approval Rate

100%12mo

Development

low

2026/205
Conversion of garage and raising of existing flat roof to pitched
Approved
2026/129
Erection of single storey side and rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership65.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£29,925

Population Density-

Owner Occupied90%

Age Distribution

0-15 16%16-64 55%65+ 29%

View Area Profile

Schools Nearby

Whyteleafe Primary School
0.5 mi
Good
Warlingham School
0.7 mi
Good
Hamsey Green Primary
0.7 mi
Good
Marden Lodge Primary School and Nursery
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

58 Searchwood Road
-
£700k
-
38B Searchwood Road
-
£930k
-
16 Searchwood Road
-
£800k
-
36 Searchwood Road
-
£1.10M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN