26 Montpelier Terrace, Swansea, SA1 6JW

UPRN:10010024346-Beds -Built -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPlanning· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£231,000

£184k - £277kLow

Estimate

£231k

Range

£184k – £277k

Rent Estimate (pcm)

-- - --

Verdict

Derived from HomePortfolio scores

26 Montpelier Terrace earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics29.2/40
gross yield 8.6% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 1730/mo (tenanted)· as of 24 Oct 2026
Stress margin7.5/30
stressed cash flow +129/mo, +7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026
Risk & liquidity9.2/15
445 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Evidence

Where every number comes from

listing_factscontractual rent 1730/mo (tenanted)Rental economics · as of 24 Oct 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 24 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Seller motivation could not be scored
context, not scored: 0 price cut(s), 116 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£231,000

Rent Estimate (pcm)-

Gross Yield-

1y Growth-5.2%

3y Growth+1.2%

5y Growth+1.5%

10y Growth+2.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA1 6JW

Approval Rate

100%12mo

Development

low

2026/1727/ELD
Use of Premises as 2 no. self-contained flats and a 5 Bedroom HMO (application for a Certificate of Existing Lawful Development)
Pending
2026/1742/DOC
Change of use of ground and first floors from retail (Class A1) to cafe (Class A3), new shop front and roller shutter at ground floor and new window to first floor - Discharge of Condition 3 (colour of shopfront) of Planning Permission 2025/1612/FUL granted 30.09.2025
Pending
2026/1721/PRE
PRE APP - Change of use of buildings from Class B1 to C3 flats. Comprising of 2 no. 2 bedroom flats, 2 no. studio apartments and 8 no. 1 bedroom flats. Provision of internal cycle storage, a laundry room and a media room/gym in the basement. Retention of the current car park with current provision for 12 cars. Provision of an enclosed waste and re-cycling store in a position on the rear boundary. Refurbishment of the existing structure and minor fenestration alterations.
Pending

View Planning Timeline