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  3. UPRN 48128057
  4. Valuation & Market

27 Schoolgate Drive, Morden, SM4 5BF

UPRN:48128057Detached House3 bedsBuilt 1996-2002
FreeholdCouncil Tax: -EPC: C (72)AI-Powered Intelligence
Data freshness:●Listing· freshListing: fresh, refreshed 4d ago (2026-09-16T04:00:02.584543+00:00)●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:07:14.358705+00:00)●EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)●Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)●Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T09:14:45.605452+00:00)●Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£609,000
Estimated value
Range: £578k - £639k|Last sold: £320k (2010-12-14)

Estimate of £609k for detached houses in Morden. 216 transactions in the last 12 months; median £475k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£609k
£578k - £639k - High confidence
Annualised (CAGR)
+1.08%
Over the full window
Peak estimate
£680k
Oct 2023
From peak
-10.44%
Drawdown from peak
£690k£655k£620k£586k£551k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - SM4 district (quarterly)index YoY -3.51%
Growth by window
3m
-4.84%
6m
-5.43%
12m
-6.60%
24m
-5.87%
60m
-0.81%

Rental Market

Monthly
Estimated rent (pcm)
£2,350
/ month
Gross yield
5.97%
Net yield
3.61%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£475k
3-bed Detached House
12m Price Growth
+6.5%
vs UK avg
Days on Market
82d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£609,000
  • SDLT standard£20,450
  • SDLT BTL surcharge (5%)£30,450
  • Legal + Survey£15,000
  • Refurb (light)£42,630
  • Total All-In Cost£717,530

Funding

  • Deposit (25%)£152,250
  • Mortgage (75% LTV)£456,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£260,780

Monthly Returns

  • Monthly Rent (est)£2,350
  • Mortgage Payment (IO)-£1,998
  • Management (10%)-£235
  • Insurance-£136
  • Maintenance-£254
  • Monthly Cashflow-£273

Capital Returns

  • 5yr Property Value£642,922
  • 5yr Capital Gain (1.09% pa)+£33,922
  • 5yr Cumulative Rent (net)+£103,500
  • Less mortgage interest-£119,880
  • 5yr Total Return+£17,542

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£615,638£158,888-£3,276+£3,3621.3%
Year 2£622,349£165,599-£6,552+£6,7972.6%
Year 3£629,132£172,382-£9,828+£10,3044.0%
Year 4£635,990£179,240-£13,104+£13,8865.3%
Year 5£642,922£186,172-£16,380+£17,5426.7%

Assumes 1.09% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£260,780).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 35 SCHOOLGATE DRIVE
    Recent sale

    35 SCHOOLGATE DRIVE

    £685k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 15 SCHOOLGATE DRIVE
    Recent sale

    15 SCHOOLGATE DRIVE

    £665k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: CATCHMENT HOUSE, 9 SCHOOLGATE DRIVE
    Recent sale

    CATCHMENT HOUSE, 9 SCHOOLGATE DRIVE

    £270k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 49 SCHOOLGATE DRIVE
    Recent sale

    49 SCHOOLGATE DRIVE

    £675k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £32,983
    Median Income
    Signal
    2,301
    Population
    Signal
    4.4 / 100
    Deprivation

    Upside Opportunities

    0 levers