28 Trerose Coombe, Downderry, Torpoint, PL11 3LA

UPRN:10014482316Semi-Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band DEPC: D (68)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 4mo ago

28 Trerose Coombe, Downderry, Torpoint, PL11 3LA

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£433,000

£411k - £454kHigh

Estimate

£433k

Range

£411k – £454k

Rent Estimate (pcm)

£1,950

£2k - £2kMedium

Monthly

£1,950

Yield

AI Verdict

Derived from HomePortfolio scores

AI summary

28 Trerose Coombe earns a INVESTIGATE rating with HP Score 64/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (19/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

64/ 100

Moderate

Investment Score

60/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

19/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 10 Sept 2026

Every component scored, and three or more independent sources agree.

Valuation edge40/40
claims [AVM +30.7% (HIGH), sold-comps +34.4%, £/sqft +34.4%] → consensus +30.7% → credited 3.0% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 10014482316· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 16.5%· as of 10 Sept 2026
Rental economics25/30
gross yield 7.8%; range width penalty ×0.89
- zoopla_valuationsrent estimate 1950/mo (range 1800-2100)· as of 12 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 47 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 10 Sept 2026
Risk & liquidity9.8/10
101 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivityScores 70+ up to £322,500

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £337/mo
Cash on cash: 4.2%
Score at this price: 75

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10014482316Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 16.5%Valuation edge · as of 10 Sept 2026
zoopla_valuationsrent estimate 1950/mo (range 1800-2100)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 10 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1800-2100)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £322,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£433,000

Rent Estimate (pcm)£1,950

Gross Yield-

1y Growth+2.0%

3y Growth-0.4%

5y Growth-0.2%

10y Growth+3.5%

Last Sold Price£427,500 (2024-12-17)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PL11 3LA

Approval Rate

-12mo

Development

low

PA26/06184
Application for the development of HMO from former pub building
Pending
PA26/04850
Replacement of roof with first floor accommodation and attached garage
Pending
PA26/05553
4 storey, 4 bedroom detached house with variation of condition 2 of decision notice PA19/02195 dated 25/11/2019
Pending

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-12-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,006

Population Density-

Owner Occupied78%

Age Distribution

0-15 12%16-64 56%65+ 32%

View Area Profile

Schools Nearby

St Nicolas' CofE VA School, Downderry
0.2 mi
GoodImproving
St Germans Primary School
3.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Trenode CofE VA Primary Academy
3.4 mi
Good
Looe Primary Academy
3.6 mi
-

2 of 14 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Corsair, 13 Trerose Coombe
-
£660k
-
22 Trerose Coombe
-
£350k
-
35 Trerose Coombe
-
£470k
-
28 Trerose Coombe
-
£428k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN