37 SADLERS MEAD
Recent sale
£400k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
30 Sadlers Mead, Harlow, CM18 6HQ
UPRN:100090544151Terrace Property2 bedsBuilt 1950-1966
FreeholdCouncil Tax: Band CEPC: E (49)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:05:55.904932+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£316,000
Estimated value
Range: £300k - £332k|Last sold: £153k (2004-09-17)
Estimate of £316k for this terrace property. 204 sales in CM18 in the last 12 months; median £320k.
Estimate confidence
High confidence
Value History
Current estimate
£316k
£300k - £332k - High confidence
Annualised (CAGR)
+1.87%
Over the full window
Peak estimate
£348k
May 2026
From peak
-9.20%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CM18 district (quarterly)index YoY +1.94%
Growth by window
3m
-2.47%
6m
-4.82%
12m
-5.67%
24m
-6.23%
60m
+3.95%
Rental Market
Estimated rent (pcm)
£1,750
/ month
Gross yield
6.67%
Rent ÷ asking price
Net yield
4.61%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£320k
CM18 sales, last 12 months
12m Price Growth
-
CM18 median, Land Registry
Days on Market
87d
CM18 average
Sales & Yield
3 metricsTransactions / 12m
204
CM18 sales
Area Gross Yield
5.54%
CM18 medians
Last Sold
£153k
2004-09-17
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£315,000
- SDLT standard£5,750
- SDLT BTL surcharge (5%)£15,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£338,600
Funding
- Deposit (25%)£78,750
- Mortgage (75% LTV)£236,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£102,350
Monthly Returns
- Monthly Rent (estimate)£1,750
- Mortgage Payment (IO)-£1,034
- Management (10%)-£175
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£441
Capital Returns
- 5yr Property Value£363,226
- 5yr Capital Gain (2.89% pa, historical)+£48,226
- 5yr Cumulative Rent (net)+£92,365
- Less mortgage interest-£62,040
- 5yr Total Return+£78,550
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £324,104 | £87,854 | +£5,292 | +£14,396 | 14.1% |
| Year 2 | £333,470 | £97,220 | +£10,968 | +£29,438 | 28.8% |
| Year 3 | £343,107 | £106,857 | +£17,024 | +£45,132 | 44.1% |
| Year 4 | £353,023 | £116,773 | +£23,470 | +£61,493 | 60.1% |
| Year 5 | £363,226 | £126,976 | +£30,325 | +£78,550 | 76.7% |
Modelled on the live asking price. Capital growth 2.89% a year is the CM18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£102,350).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
40 SADLERS MEAD
Recent sale
£365k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
42 SADLERS MEAD
Recent sale
£348k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
41 SADLERS MEAD
Recent sale
£310k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,654
Median earnings (local authority)
Signal
1,673
Population
Signal
5.7%
Households Deprived