317 Spring Bank West, Hull, HU3 1LB

UPRN:21086598Semi-Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshRisk· 2y agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£181,000

£172k - £190kHigh

Estimate

£181k

Range

£172k – £190k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

8.77%

Verdict

Derived from HomePortfolio scores

317 Spring Bank West earns an INVESTIGATE rating with HP Score 73/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 16Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£130,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £219/mo
Cash on cash: 6.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.17 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£181,000

Rent Estimate (pcm)£950

Gross Yield8.77%

1y Growth-

3y Growth+0.0%

5y Growth+3.7%

10y Growth+3.0%

Last Sold Price£36,500 (2001-10-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1HU3 1LB

Approval Rate

-12mo

Development

low

26/01020/FULL
Change of use of a house (C3) to serviced accommodation within (C1) for no more than 4 occupants and a minimum of a 7 night stay
Pending
26/01010/TC
Works to trees in a conservation area
Pending
26/00975/TC
To remove the large Eucalyptus tree to the rear, because it has outgrown the garden, is leaning and has started to uproot at the base. (Works to trees in a Conservation Area)
Pending

View Planning Timeline

Ownership

Corporate Ownership84.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-10-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density4,102 /km²

Owner Occupied52%

Age Distribution

0-15 18%16-64 68%65+ 14%

View Area Profile

Schools Nearby

Thoresby Primary School
0.1 mi
Outstanding
Hymers College
0.2 mi
Inspected by ISI
Froebel House School
0.4 mi
Requires improvement
Paisley Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

325 Spring Bank West
-
£115k
-
301 Spring Bank West
-
£210k
-
299 Spring Bank West
-
£205k
-
323 Spring Bank West
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN