325 SPRING BANK WEST
Recent sale
£115k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
317 Spring Bank West, Hull, HU3 1LB
UPRN:21086598Semi-Detached House4 bedsBuilt -
FreeholdCouncil Tax: Band BEPC: -
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£181,000
Estimated value
Range: £172k - £190k|Last sold: £37k (2001-10-31)
Estimate of £181k for this semi-detached house. 255 sales in HU3 in the last 12 months; median £108k.
Estimate confidence
High confidence
Value History
Current estimate
£181k
£172k - £190k - High confidence
Annualised (CAGR)
+3.56%
Over the full window
Peak estimate
£182k
Sep 2026
From peak
-0.55%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HU3 district (quarterly)index YoY +8.89%
Growth by window
3m
+0.56%
6m
+1.12%
12m
+2.84%
24m
+3.43%
60m
+16.03%
Rental Market
Estimated rent (pcm)
£950
/ month
Gross yield
8.77%
Rent ÷ asking price
Net yield
6.07%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£108k
HU3 sales, last 12 months
12m Price Growth
-
HU3 median, Land Registry
Days on Market
95d
HU3 average
Sales & Yield
3 metricsTransactions / 12m
255
HU3 sales
Area Gross Yield
5.95%
HU3 medians
Last Sold
£37k
2001-10-31
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£130,000
- SDLT standard£100
- SDLT BTL surcharge (5%)£6,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£138,700
Funding
- Deposit (25%)£32,500
- Mortgage (75% LTV)£97,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£41,200
Monthly Returns
- Monthly Rent (estimate)£950
- Mortgage Payment (IO)-£427
- Management (10%)-£95
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£328
Capital Returns
- 5yr Property Value£155,972
- 5yr Capital Gain (3.71% pa, historical)+£25,972
- 5yr Cumulative Rent (net)+£47,386
- Less mortgage interest-£25,620
- 5yr Total Return+£47,738
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £134,823 | £37,323 | +£3,936 | +£8,759 | 21.3% |
| Year 2 | £139,825 | £42,325 | +£8,076 | +£17,901 | 43.4% |
| Year 3 | £145,012 | £47,512 | +£12,425 | +£27,437 | 66.6% |
| Year 4 | £150,392 | £52,892 | +£16,986 | +£37,379 | 90.7% |
| Year 5 | £155,972 | £58,472 | +£21,766 | +£47,738 | 115.9% |
Modelled on the live asking price. Capital growth 3.71% a year is the HU3 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£41,200).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
301 SPRING BANK WEST
Recent sale
£210k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
299 SPRING BANK WEST
Recent sale
£205k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
323 SPRING BANK WEST
Recent sale
£170k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,309
Median earnings (local authority)
Signal
1,633
Population
Signal
3.1%
Households Deprived