32 Bedford Drive, Leeds, LS16 6DJ
Estimate of £258k for this semi-detached house. 416 sales in LS16 in the last 12 months; median £330k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£240,000
- SDLT standard£2,300
- SDLT BTL surcharge (5%)£12,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£256,400
Funding
- Deposit (25%)£60,000
- Mortgage (75% LTV)£180,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£76,400
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£788
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£147
Capital Returns
- 5yr Property Value£250,996
- 5yr Capital Gain (0.90% pa, historical)+£10,996
- 5yr Cumulative Rent (net)+£58,640
- Less mortgage interest-£47,280
- 5yr Total Return+£22,356
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £242,160 | £62,160 | +£1,764 | +£3,924 | 5.1% |
| Year 2 | £244,339 | £64,339 | +£3,780 | +£8,119 | 10.6% |
| Year 3 | £246,538 | £66,538 | +£6,042 | +£12,580 | 16.5% |
| Year 4 | £248,757 | £68,757 | +£8,566 | +£17,324 | 22.7% |
| Year 5 | £250,996 | £70,996 | +£11,360 | +£22,356 | 29.3% |
Modelled on the live asking price. Capital growth 0.90% a year is the LS16 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£76,400).
Price Forecast
No forecast available.