337 Hull Road, York, YO10 3LE
Estimate of £366k for this semi-detached house. 224 sales in YO10 in the last 12 months; median £291k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£366,000
- SDLT standard£8,300
- SDLT BTL surcharge (5%)£18,300
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£394,700
Funding
- Deposit (25%)£91,500
- Mortgage (75% LTV)£274,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£120,200
Monthly Returns
- Monthly Rent (estimate)£1,750
- Mortgage Payment (IO)-£1,201
- Management (10%)-£175
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£274
Capital Returns
- 5yr Property Value£417,744
- 5yr Capital Gain (2.68% pa, historical)+£51,744
- 5yr Cumulative Rent (net)+£92,365
- Less mortgage interest-£72,060
- 5yr Total Return+£72,049
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £375,809 | £101,309 | +£3,288 | +£13,097 | 10.9% |
| Year 2 | £385,880 | £111,380 | +£6,960 | +£26,840 | 22.3% |
| Year 3 | £396,222 | £121,722 | +£11,012 | +£41,234 | 34.3% |
| Year 4 | £406,841 | £132,341 | +£15,454 | +£56,295 | 46.8% |
| Year 5 | £417,744 | £143,244 | +£20,305 | +£72,049 | 59.9% |
Modelled on the estimated value: the property is not on the market. Capital growth 2.68% a year is the YO10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£120,200).
Price Forecast
No forecast available.