34 Properties 22 to 40 Armstrong Road, Armstrong Road, Retford, DN22 6QY

UPRN:100031268373Flat/MaisonetteBeds -Built 1967-1975

Tenure: -Council Tax: -EPC: C (70)

Data freshness:Planning· 2mo agoEPC· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£75,000

Estimated value

Range: £60k - £90k|Last sold: -- (-)

Estimate of £75k for this flat/maisonette. 410 sales in DN22 in the last 12 months; median £205k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£75k

£60k - £90k - Low confidence

Annualised (CAGR)

-2.19%

Over the full window

Peak estimate

£95k

Nov 2021

From peak

-21.05%

Drawdown from peak

AVM estimate (model)Repeat-sales index - DN22 district (quarterly)index YoY -2.72%

Growth by window

+5.63%

+10.29%

12m

+17.19%

24m

+15.38%

60m

-18.48%

Rental Market

Monthly

Estimated rent (pcm)

£350

/ month

Gross yield

5.60%

Rent ÷ estimated value

Net yield

3.88%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£205k

DN22 sales, last 12 months

12m Price Growth

DN22 median, Land Registry

Days on Market

81d

DN22 average

Sales & Yield

3 metrics

Transactions / 12m

410

DN22 sales

Area Gross Yield

3.68%

DN22 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£75,000
SDLT standard£0
SDLT BTL surcharge (5%)£3,750
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£80,850

Funding

Deposit (25%)£18,750
Mortgage (75% LTV)£56,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£24,600

Monthly Returns

Monthly Rent (estimate)£350
Mortgage Payment (IO)-£246
Management (10%)-£35
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£31

Capital Returns

5yr Property Value£80,916
5yr Capital Gain (1.53% pa, historical)+£5,916
5yr Cumulative Rent (net, before lease costs)+£13,673
Less mortgage interest-£14,760
5yr Total Return (before lease costs)+£4,829

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£76,148	£19,898	-£372	+£776	3.2%
Year 2	£77,313	£21,063	-£672	+£1,641	6.7%
Year 3	£78,495	£22,245	-£886	+£2,609	10.6%
Year 4	£79,696	£23,446	-£1,025	+£3,671	14.9%
Year 5	£80,916	£24,666	-£1,087	+£4,829	19.6%

Modelled on the estimated value: the property is not on the market. Capital growth 1.53% a year is the DN22 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£24,600).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,558

Population

Signal

8.1%

Households Deprived

Upside Opportunities

0 levers