38 Northland Road, Manchester, M9 7AG

UPRN:77033606Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band AEPC: C (69)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoEPC· freshRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£221,000

£210k - £232kHigh

Estimate

£221k

Range

£210k – £232k

Rent Estimate (pcm)

£1,500

£1k - £2kMedium

Monthly

£1,500

Yield

6.90%

AI Verdict

Derived from HomePortfolio scores

AI summary

38 Northland Road earns a INVESTIGATE rating with HP Score 60/100. Investment score 57/100 reflects moderate fundamentals. Walkability is limited (46/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021PlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

60/ 100

Moderate

Investment Score

57/ 100

Moderate

Crime Score

Low

Walkability

46/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 18 Aug 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2/40
claims [AVM +0.5% (HIGH)] → consensus +0.5% → credited 0.2% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 77033606· as of 12 Aug 2026
Rental economics30/30
gross yield 8.2%; range width penalty ×1.00
- zoopla_valuationsrent estimate 1500/mo (range 1450-1600)· as of 12 Aug 2026· verify before relying on this
Seller motivation15/20
1 price cut(s), 136 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 18 Aug 2026
Risk & liquidity9.8/10
253 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivityScores 70+ up to £209,000

£165,000£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £296/mo
Cash on cash: 5.1%
Score at this price: 57

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 77033606Valuation edge · as of 12 Aug 2026
zoopla_valuationsrent estimate 1500/mo (range 1450-1600)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 18 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1450-1600)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £209,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
5. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£221,000

Rent Estimate (pcm)£1,500

Gross Yield6.90%

1y Growth-

3y Growth+5.5%

5y Growth+7.4%

10y Growth+7.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonLow
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M9 7AG

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001310
Discharge of Conditions 6 (Boundary Treatment), 7 (Waste Management) and 12 (Acoustic Insulation) attached to Planning Permission 143656/FO/2025.
Pending
Manchester/NOT-2026-001300
Prior-approval for the installation of 366 photovoltaic panels on a flat roof.
Pending
Manchester/PLA-2026-000866
Retention of single-storey rear extension and installation of window to side elevation of dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£36,554

Population Density2,923 /km²

Owner Occupied25%

Age Distribution

0-15 28%16-64 61%65+ 11%

View Area Profile

Schools Nearby

St John Bosco RC Primary School, a Voluntary Academy
0.1 mi
Requires improvement
Charlestown Community Primary School
0.2 mi
Good
Co-op Academy North Manchester
0.2 mi
Good
Crosslee Community Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

27 Northland Road
-
£235k
-
56 Northland Road
-
£195k
-
34 Northland Road
-
£145k
-
54 Northland Road
-
£149k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN