43 OAK TREE RISE
Recent sale
£310k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
38 Oak Tree Rise, Merthyr Tydfil, CF47 0SN
UPRN:10034657592Detached House3 bedsBuilt 2003-2006
FreeholdCouncil Tax: -EPC: C (75)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:23:34.892047+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£300,000
Estimated value
Range: £285k - £315k|Last sold: £206k (2006-12-15)
Estimate of £300k for this detached house. 166 sales in CF47 in the last 12 months; median £137k.
Estimate confidence
High confidence
Value History
Current estimate
£300k
£285k - £315k - High confidence
Annualised (CAGR)
+2.22%
Over the full window
Peak estimate
£349k
Apr 2023
From peak
-14.04%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CF47 district (quarterly)index YoY +3.15%
Growth by window
3m
-9.64%
6m
-10.45%
12m
-12.28%
24m
-10.18%
60m
+2.39%
Rental Market
Estimated rent (pcm)
£1,700
/ month
Gross yield
7.42%
Rent ÷ asking price
Net yield
5.14%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£137k
CF47 sales, last 12 months
12m Price Growth
-
CF47 median, Land Registry
Days on Market
85d
CF47 average
Sales & Yield
3 metricsTransactions / 12m
166
CF47 sales
Area Gross Yield
4.01%
CF47 medians
Last Sold
£206k
2006-12-15
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£274,995
- SDLT standard£3,750
- SDLT BTL surcharge (5%)£13,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£294,595
Funding
- Deposit (25%)£68,749
- Mortgage (75% LTV)£206,246
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£88,349
Monthly Returns
- Monthly Rent (estimate)£1,700
- Mortgage Payment (IO)-£902
- Management (10%)-£170
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£528
Capital Returns
- 5yr Property Value£358,217
- 5yr Capital Gain (5.43% pa, historical)+£83,222
- 5yr Cumulative Rent (net)+£89,554
- Less mortgage interest-£54,120
- 5yr Total Return+£118,656
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £289,927 | £83,681 | +£6,336 | +£21,268 | 24.1% |
| Year 2 | £305,670 | £99,424 | +£13,044 | +£43,719 | 49.5% |
| Year 3 | £322,268 | £116,022 | +£20,120 | +£67,393 | 76.3% |
| Year 4 | £339,767 | £133,521 | +£27,585 | +£92,357 | 104.5% |
| Year 5 | £358,217 | £151,970 | +£35,434 | +£118,656 | 134.3% |
Modelled on the live asking price. Capital growth 5.43% a year is the CF47 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£88,349).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
19 OAK TREE RISE
Recent sale
£216k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
12 OAK TREE RISE
Recent sale
£280k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
22 OAK TREE RISE
Recent sale
£300k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,504
Median earnings (local authority)
Signal
1,534
Population
Signal
3.8%
Households Deprived