39 Cocksmead Croft, Birmingham, B14 6PR

UPRN:100070330164Semi-Detached House2 bedsBuilt -

FreeholdCouncil Tax: -EPC: C (72)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 2mo agoRisk· freshCrime· freshConnectivity· freshSchools· 3mo agoAmenities· freshArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£229,000

£217k - £240kHigh

Estimate

£229k

Range

£217k – £240k

Rent Estimate (pcm)

£1,050

£1k - £1kMedium

Monthly

£1,050

Yield

5.43%

AI Verdict

Derived from HomePortfolio scores

AI summary

39 Cocksmead Croft earns a INVESTIGATE rating with HP Score 68/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (38/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

68/ 100

Moderate

Investment Score

55/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

38/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£195,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £61,200
Net cash flow: £69/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£229,000

Rent Estimate (pcm)£1,050

Gross Yield5.43%

1y Growth+24.0%

3y Growth+0.7%

5y Growth+3.1%

10y Growth+4.6%

Last Sold Price£100,000 (2009-03-13)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B14 6PR

Approval Rate

-12mo

Development

low

2026/05738/PA
Erection of 4 metre deep single storey rear extension. Maximum height 3.8 metres, eaves height 2.6 metres
Pending
2026/05326/PA
Erection of 6.71 metre deep single storey rear extension. Maximum height 2.5 metres, eaves height 2.5 metres
Approved
2026/05019/PA
Change of use of to a gymnasium
Pending

View Planning Timeline

Ownership

Corporate Ownership69.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-03-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density4,257 /km²

Owner Occupied66%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

Woodthorpe Junior and Infant School
0.4 mi
Good
Allens Croft Nursery School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Allens Croft Primary School
0.4 mi
Requires improvement
Lindsworth School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

6 of 10 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

35 Cocksmead Croft
-
£190k
-
33 Cocksmead Croft
-
£233k
-
54 Cocksmead Croft
-
£225k
-
33 Cocksmead Croft
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN