4, 6 Recovery Street, London, SW17 0DL

UPRN:10024085595Flat/Maisonette0 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: C (75)

Data freshness:Listing· 1mo agoPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated 2 days ago

£279,000

Estimated value

Range: £251k - £307k|Last sold: -- (-)

Estimate of £279k for this flat/maisonette. 635 sales in SW17 in the last 12 months; median £585k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£279k

£251k - £307k - Medium confidence

Annualised (CAGR)

-0.72%

Over the full window

Peak estimate

£323k

Nov 2020

From peak

-13.62%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SW17 district (quarterly)index YoY -6.72%

Growth by window

-1.76%

+0.36%

12m

-4.45%

24m

-5.10%

60m

-3.12%

Rental Market

Monthly

Estimated rent (pcm)

£1,300

/ month

Gross yield

5.59%

Rent ÷ estimated value

Net yield

2.39%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£585k

SW17 sales, last 12 months

12m Price Growth

+7.0%

SW17 median, Land Registry

Days on Market

47d

SW17 average

Sales & Yield

3 metrics

Transactions / 12m

635

SW17 sales

Area Gross Yield

5.24%

SW17 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£279,000
SDLT standard£3,950
SDLT BTL surcharge (5%)£13,950
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£299,000

Funding

Deposit (25%)£69,750
Mortgage (75% LTV)£209,250
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£89,750

Monthly Returns

Monthly Rent (estimate)£1,300
Mortgage Payment (IO)-£915
Management (10%)-£130
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£155

Capital Returns

5yr Property Value£281,380
5yr Capital Gain (0.17% pa, historical)+£2,380
5yr Cumulative Rent (net, before lease costs)+£67,059
Less mortgage interest-£54,900
5yr Total Return (before lease costs)+£14,539

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£279,474	£70,224	+£1,860	+£2,334	2.6%
Year 2	£279,949	£70,699	+£3,996	+£4,945	5.5%
Year 3	£280,425	£71,175	+£6,426	+£7,852	8.7%
Year 4	£280,902	£71,652	+£9,145	+£11,047	12.3%
Year 5	£281,380	£72,130	+£12,159	+£14,539	16.2%

Modelled on the estimated value: the property is not on the market. Capital growth 0.17% a year is the SW17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£89,750).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,909

Population

Signal

4.3%

Households Deprived

Upside Opportunities

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