18 SPINNEY CLOSE
Recent sale
£405k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
4 Spinney Close, Moulton, Northampton, NN3 7DH
UPRN:28053318Detached HouseBeds -Built 2012-2021
FreeholdCouncil Tax: Band FEPC: C (79)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:09:11.939050+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T11:05:41.916656+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£474,000
Estimated value
Range: £451k - £498k|Last sold: £400k (2015-02-19)
Estimate of £474k for this detached house. 711 sales in NN3 in the last 12 months; median £259k.
Estimate confidence
High confidence
Value History
Current estimate
£474k
£451k - £498k - High confidence
Annualised (CAGR)
-1.54%
Over the full window
Peak estimate
£637k
Nov 2022
From peak
-25.59%
Drawdown from peak
AVM estimate (model)Repeat-sales index - NN3 district (quarterly)index YoY +0.37%
Growth by window
3m
-23.05%
6m
-21.65%
12m
-24.04%
24m
-23.67%
60m
-16.55%
Rental Market
Estimated rent (pcm)
£2,200
/ month
Gross yield
5.56%
Rent ÷ asking price
Net yield
3.85%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£259k
NN3 sales, last 12 months
12m Price Growth
-
NN3 median, Land Registry
Days on Market
78d
NN3 average
Sales & Yield
3 metricsTransactions / 12m
711
NN3 sales
Area Gross Yield
4.31%
NN3 medians
Last Sold
£400k
2015-02-19
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£475,000
- SDLT standard£13,750
- SDLT BTL surcharge (5%)£23,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£514,600
Funding
- Deposit (25%)£118,750
- Mortgage (75% LTV)£356,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£158,350
Monthly Returns
- Monthly Rent (estimate)£2,200
- Mortgage Payment (IO)-£1,559
- Management (10%)-£220
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£321
Capital Returns
- 5yr Property Value£497,009
- 5yr Capital Gain (0.91% pa, historical)+£22,009
- 5yr Cumulative Rent (net)+£117,659
- Less mortgage interest-£93,540
- 5yr Total Return+£46,128
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £479,323 | £123,073 | +£3,852 | +£8,175 | 5.2% |
| Year 2 | £483,684 | £127,434 | +£8,184 | +£16,868 | 10.7% |
| Year 3 | £488,086 | £131,836 | +£12,995 | +£26,080 | 16.5% |
| Year 4 | £492,527 | £136,277 | +£18,306 | +£35,834 | 22.6% |
| Year 5 | £497,009 | £140,759 | +£24,119 | +£46,128 | 29.1% |
Modelled on the live asking price. Capital growth 0.91% a year is the NN3 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£158,350).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
8 SPINNEY CLOSE
Recent sale
£453k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
7 SPINNEY CLOSE
Recent sale
£535k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
14 SPINNEY CLOSE
Recent sale
£544k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,059
Median earnings (local authority)
Signal
2,505
Population
Signal
0.8%
Households Deprived