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46 The Meadows, Herne Bay, CT6 7XF

UPRN:200000680953Mid Terrace House1 bedsBuilt 1983-1990
FreeholdCouncil Tax: Band BEPC: C (70)
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:27:33.328647+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T10:56:11.504592+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£229,000
Estimated value
Range: £217k - £240kLast sold: £175k (2017-06-16)

Estimate of £229k for this mid terrace house. 439 sales in CT6 in the last 12 months; median £326k.

Estimate confidence
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£229k
£217k - £240k - High confidence
Annualised (CAGR)
+2.49%
Over the full window
Peak estimate
£245k
Dec 2022
From peak
-6.53%
Drawdown from peak
£257k£239k£221k£203k£185k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - CT6 district (quarterly)index YoY +7.21%
Growth by window
3m
+0.44%
6m
+2.69%
12m
+0.88%
24m
-3.38%
60m
+7.01%

Rental Market

Monthly
Estimated rent (pcm)
£1,000
/ month
Gross yield
5.22%
Rent ÷ asking price
Net yield
3.61%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£326k
CT6 sales, last 12 months
12m Price Growth
+13.7%
CT6 median, Land Registry
Days on Market
71d
CT6 average

Sales & Yield

3 metrics
Transactions / 12m
439
CT6 sales
Area Gross Yield
4.91%
CT6 medians
Last Sold
£175k
2017-06-16

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£229,995
  • SDLT standard£2,100
  • SDLT BTL surcharge (5%)£11,500
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£245,695

Funding

  • Deposit (25%)£57,499
  • Mortgage (75% LTV)£172,496
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£73,199

Monthly Returns

  • Monthly Rent (estimate)£1,000
  • Mortgage Payment (IO)-£755
  • Management (10%)-£100
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow+£45

Capital Returns

  • 5yr Property Value£230,686
  • 5yr Capital Gain (0.06% pa, historical)+£691
  • 5yr Cumulative Rent (net)+£50,208
  • Less mortgage interest-£45,300
  • 5yr Total Return+£5,599

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£230,133£57,637+£540+£6780.9%
Year 2£230,271£57,775+£1,296+£1,5722.1%
Year 3£230,409£57,913+£2,273+£2,6873.7%
Year 4£230,547£58,051+£3,475+£4,0285.5%
Year 5£230,686£58,190+£4,908+£5,5997.6%

Modelled on the live asking price. Capital growth 0.06% a year is the CT6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£73,199).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    57 THE MEADOWS

    Recent sale
    £270k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    49 THE MEADOWS

    Recent sale
    £350k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    39 THE MEADOWS

    Recent sale
    £125k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    31 THE MEADOWS

    Recent sale
    £155k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £30,188
    Median earnings (local authority)
    Signal
    1,822
    Population
    Signal
    2.7%
    Households Deprived

    Upside Opportunities

    0 levers