48 Anson Road, Denton, Manchester, M34 2HL
Estimate of £284k for this semi-detached house. 445 sales in M34 in the last 12 months; median £218k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£275,000
- SDLT standard£3,750
- SDLT BTL surcharge (5%)£13,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£294,600
Funding
- Deposit (25%)£68,750
- Mortgage (75% LTV)£206,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£88,350
Monthly Returns
- Monthly Rent (estimate)£1,650
- Mortgage Payment (IO)-£902
- Management (10%)-£165
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£483
Capital Returns
- 5yr Property Value£340,574
- 5yr Capital Gain (4.37% pa, historical)+£65,574
- 5yr Cumulative Rent (net)+£86,732
- Less mortgage interest-£54,120
- 5yr Total Return+£98,186
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £287,018 | £80,768 | +£5,796 | +£17,814 | 20.2% |
| Year 2 | £299,560 | £93,310 | +£11,952 | +£36,512 | 41.3% |
| Year 3 | £312,651 | £106,401 | +£18,464 | +£56,115 | 63.5% |
| Year 4 | £326,314 | £120,064 | +£25,352 | +£76,666 | 86.8% |
| Year 5 | £340,574 | £134,324 | +£32,612 | +£98,186 | 111.1% |
Modelled on the live asking price. Capital growth 4.37% a year is the M34 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£88,350).
Price Forecast
No forecast available.