49 Summerfield Crescent, Birmingham, B16 0EN

UPRN:100071569865Semi-Detached House bedsBuilt 1900-1929

-Council Tax: -EPC: D (65)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

49 Summerfield Crescent, Birmingham, B16 0EN

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£426,000

£383k - £469kMedium

Estimate

£426k

Range

£383k – £469k

Rent Estimate (pcm)

£2,650

£3k - £3kMedium

Monthly

£2,650

Yield

7.18%

AI Verdict

Derived from HomePortfolio scores

AI summary

49 Summerfield Crescent earns a INVESTIGATE rating with HP Score 73/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (72/100). Flood risk is rated very low. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected Nationsvalue historyHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

73/ 100

High

Investment Score

67/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

72/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 19 Aug 2026

Every component scored, and three or more independent sources agree.

Valuation edge13.9/40
claims [AVM +23.7% (MEDIUM), sold-comps +29.5%, £/sqft +29.5%] → consensus +23.7% → credited 3.0% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 100071569865· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.6%· as of 15 Aug 2026
Rental economics30/30
gross yield 9.8%; range width penalty ×1.00
- zoopla_valuationsrent estimate 2650/mo (range 2550-2800)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 182 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 19 Aug 2026
Risk & liquidity8.5/10
154 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,550-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £738/mo
Cash on cash: 8.4%
Score at this price: 57

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100071569865Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.6%Valuation edge · as of 15 Aug 2026
zoopla_valuationsrent estimate 2650/mo (range 2550-2800)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 19 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2550-2800)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£426,000

Rent Estimate (pcm)£2,650

Gross Yield7.18%

1y Growth-

3y Growth+1.1%

5y Growth-1.6%

10y Growth+5.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B16 0EN

Approval Rate

-12mo

Development

low

2026/04324/PA
Planning application
Rejected
2026/04298/PA
Application to determine the details for condition number 29. (Student Management Plan) attached to planning application 2023/05593/PA.
Pending
2026/03582/PA
Erection of single storey rear extension
Pending

View Planning Timeline