5 Ancaster Road, Stamford, PE9 1DG

UPRN:100030938819Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 2mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£274,000

£261k - £288kHigh

Estimate

£274k

Range

£261k – £288k

Rent Estimate (pcm)

£1,150

£1k - £1kMedium

Monthly

£1,150

Yield

2.42%

AI Verdict

Derived from HomePortfolio scores

AI summary

5 Ancaster Road earns a BUY rating with HP Score 83/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

83/ 100

High

Investment Score

68/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

74/ 100

High

Transit & Bike

High

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 91% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£26,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £9,100
Net cash flow: £708/mo
Cash on cash: 93.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 13.11 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£274,000

Rent Estimate (pcm)£1,150

Gross Yield2.42%

1y Growth-

3y Growth-0.3%

5y Growth+0.8%

10y Growth+3.5%

Last Sold Price£190,000 (2018-02-16)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1PE9 1DG

Approval Rate

100%12mo

Development

low

S26/0777
Single storey extensions to front and rear of property.
Approved

View Planning Timeline

Ownership

Corporate Ownership67.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-02-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£28,724

Population Density-

Owner Occupied67%

Age Distribution

0-15 20%16-64 61%65+ 19%

View Area Profile

Schools Nearby

The Bluecoat School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Stamford Welland Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Augustine's Catholic Voluntary Academy
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Malcolm Sargent Primary School
0.7 mi
Good

0 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

24 Ancaster Road
-
£375k
-
2 Ancaster Road
-
£215k
-
24 Ancaster Road
-
£310k
-
6 Ancaster Road
-
£240k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN