5 Bridle Way, Liverpool, L33 4FE
Estimate of £265k for this detached house. 136 sales in L33 in the last 12 months; median £170k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£285,000
- SDLT standard£4,250
- SDLT BTL surcharge (5%)£14,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£305,600
Funding
- Deposit (25%)£71,250
- Mortgage (75% LTV)£213,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£91,850
Monthly Returns
- Monthly Rent (estimate)£1,300
- Mortgage Payment (IO)-£935
- Management (10%)-£130
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£135
Capital Returns
- 5yr Property Value£397,119
- 5yr Capital Gain (6.86% pa, historical)+£112,119
- 5yr Cumulative Rent (net)+£67,059
- Less mortgage interest-£56,100
- 5yr Total Return+£123,078
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £304,551 | £90,801 | +£1,620 | +£21,171 | 23.0% |
| Year 2 | £325,443 | £111,693 | +£3,516 | +£43,959 | 47.9% |
| Year 3 | £347,769 | £134,019 | +£5,706 | +£68,475 | 74.6% |
| Year 4 | £371,626 | £157,876 | +£8,185 | +£94,811 | 103.2% |
| Year 5 | £397,119 | £183,369 | +£10,959 | +£123,078 | 134.0% |
Modelled on the live asking price. Capital growth 6.86% a year is the L33 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£91,850).
Price Forecast
No forecast available.