5 Craignair Court, Hospital Road, Pendlebury, Swinton, Manchester, M27 4EW

UPRN:100012470790Flat/Maisonette1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: -EPC: E (39)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£90,000

Estimated value

Range: £86k - £95k|Last sold: £48k (2004-05-11)

Estimate of £90k for this flat/maisonette. 449 sales in M27 in the last 12 months; median £222k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£90k

£86k - £95k - High confidence

Annualised (CAGR)

+1.68%

Over the full window

Peak estimate

£104k

May 2025

From peak

-13.46%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M27 district (quarterly)index YoY +1.92%

Growth by window

-6.25%

-5.26%

12m

-10.89%

24m

-10.00%

60m

+5.88%

Rental Market

Monthly

Estimated rent (pcm)

£600

/ month

Gross yield

8.00%

Rent ÷ asking price

Net yield

5.54%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£222k

M27 sales, last 12 months

12m Price Growth

M27 median, Land Registry

Days on Market

74d

M27 average

Sales & Yield

3 metrics

Transactions / 12m

449

M27 sales

Area Gross Yield

4.95%

M27 medians

Last Sold

£48k

2004-05-11

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£90,000
SDLT standard£0
SDLT BTL surcharge (5%)£4,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£96,600

Funding

Deposit (25%)£22,500
Mortgage (75% LTV)£67,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£29,100

Monthly Returns

Monthly Rent (estimate)£600
Mortgage Payment (IO)-£295
Management (10%)-£60
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£145

Capital Returns

5yr Property Value£106,274
5yr Capital Gain (3.38% pa, historical)+£16,274
5yr Cumulative Rent (net, before lease costs)+£27,725
Less mortgage interest-£17,700
5yr Total Return (before lease costs)+£26,299

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£93,042	£25,542	+£1,740	+£4,782	16.4%
Year 2	£96,187	£28,687	+£3,612	+£9,799	33.7%
Year 3	£99,438	£31,938	+£5,619	+£15,057	51.7%
Year 4	£102,799	£35,299	+£7,752	+£20,551	70.6%
Year 5	£106,274	£38,774	+£10,025	+£26,299	90.4%

Modelled on the live asking price. Capital growth 3.38% a year is the M27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£29,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,790

Population

Signal

1.6%

Households Deprived

Upside Opportunities

0 levers