5 Swallow Court, Clayton-le-Woods, Chorley, PR6 7NZ

UPRN:200004063115Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 2mo agoCrime· freshAmenities· 7mo agoArea· Census 2021

5 Swallow Court, Clayton-le-Woods, Chorley, PR6 7NZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 20 sources

Sale Estimate

£369,000

£351k - £388kHigh

Estimate

£369k

Range

£351k – £388k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

5.09%

Verdict

Derived from HomePortfolio scores

5 Swallow Court earns an INVESTIGATE rating with HP Score 73/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOpenStreetMapOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 12Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 17 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +10.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200004063115· as of 9 Oct 2026
Rental economics0.6/40
gross yield 5.1%; range width penalty ×0.84
- valuation_snapshotsrent estimate 1400/mo (range 1300-1550)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -493/mo, -35% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 17 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 178 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 17 Oct 2026
Risk & liquidity14.6/15
388 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£247,500£379,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£329,995

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £106,799
Net cash flow: -£145/mo
Cash on cash: -1.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200004063115Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1400/mo (range 1300-1550)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 17 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 17 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1550)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 178 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£369,000

Rent Estimate (pcm)£1,400

Gross Yield5.09%

1y Growth-

3y Growth+4.3%

5y Growth+4.5%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR6 7NZ

Approval Rate

-12mo

Development

low

26/00884/FULHH
Conversion of existing carport/garage to habitable accommodation, including associated external alterations
Pending
26/00723/FULHH
Single storey side and rear extensions together with front porch
Pending
26/00706/DIS
Application to discharge condition 8 (As-built dwelling emission rate) attached to planning permission 20/00453/FUL (Erection of 1no. detached dwellinghouse and detached garage (Plot 2) including improvements to access)
Conditions

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,415

Population Density-

Owner Occupied91%

Age Distribution

0-15 19%16-64 66%65+ 15%

View Area Profile

Schools Nearby

Clayton-le-Woods Manor Road Primary School
0.4 mi
Good
Whittle-le-Woods Church of England Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Bede's Catholic Primary School
0.7 mi
Good
Westwood Primary School
0.8 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Swallow Court
-
£227k
-
8 Swallow Court
-
£230k
-
2 Swallow Court
-
£240k
-
3 Swallow Court
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN