56 Tippendell Lane, St. Albans, AL2 3HL

UPRN:100080868746Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: C (74)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 3mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£1,182,000

£1.12M - £1.24MHigh

Estimate

£1.18M

Range

£1.12M – £1.24M

Rent Estimate (pcm)

£4,550

£4k - £5kMedium

Monthly

£4,550

Yield

6.35%

AI Verdict

Derived from HomePortfolio scores

AI summary

56 Tippendell Lane earns a INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

73/ 100

High

Investment Score

63/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -1.5% (HIGH), sold-comps -30.4%, £/sqft -30.5%] → consensus -30.5% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 100080868746· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 17.7%· as of 5 Sept 2026
Rental economics0/30
gross yield 4.5%; range width penalty ×0.76
- zoopla_valuationsrent estimate 4550/mo (range 4050-5050)· as of 11 Aug 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 109 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 12 Sept 2026
Risk & liquidity9.8/10
219 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£4,550/mo

Evidenced range £4,050-£5,050

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£900/mo
Cash on cash: -2.5%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100080868746Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 17.7%Valuation edge · as of 5 Sept 2026
zoopla_valuationsrent estimate 4550/mo (range 4050-5050)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 12 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4550/mo (range 4050-5050)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,182,000

Rent Estimate (pcm)£4,550

Gross Yield6.35%

1y Growth+50.2%

3y Growth-3.1%

5y Growth+0.0%

10y Growth+1.8%

Last Sold Price£645,000 (2015-07-17)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL2 3HL

Approval Rate

-12mo

Development

low

TP/2026/0434
T1 1 x Ash to fell - Ivy infested. Large basal cavity with stem decay.
Pending
TP/2026/0428
Cut back as much as we are possible.
Pending
5/2026/1620
Prior Notification - Temporary use of land for film making purposes under Class E, Part 4, Schedule 2 of the Town and Country Planning (General Permitted Development) (England) Order 2015
Pending

View Planning Timeline

Ownership

Corporate Ownership61.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-07-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,468

Population Density1,751 /km²

Owner Occupied79%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Killigrew Primary and Nursery School
0.3 mi
GoodImproving
How Wood Primary and Nursery School
0.7 mi
Good
Park Street Church of England Voluntary Aided Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Watling View School
0.9 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

52 Tippendell Lane
-
£805k
-
50 Tippendell Lane
-
£980k
-
36 Tippendell Lane
-
£780k
-
38 Tippendell Lane
-
£525k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN