45 BEDFORD ROAD
Recent sale
£340k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
7 Bedford Road, Manchester, M16 0JB
UPRN:100011647372Semi-Detached House3 bedsBuilt -
Tenure: -Council Tax: -EPC: -
Data freshness:Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-09-02T07:48:50.200682+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£437,000
Estimated value
Range: £393k - £480k|Last sold: -- (-)
Estimate of £437k for this semi-detached house. 262 sales in M16 in the last 12 months; median £286k.
Estimate confidence
Medium confidence
Value History
Current estimate
£437k
£393k - £480k - Medium confidence
Annualised (CAGR)
+5.40%
Over the full window
Peak estimate
£439k
May 2026
From peak
-0.46%
Drawdown from peak
AVM estimate (model)Repeat-sales index - M16 district (quarterly)index YoY +17.43%
Growth by window
3m
-0.46%
6m
+3.55%
12m
+2.58%
24m
+8.98%
60m
+22.75%
Rental Market
Estimated rent (pcm)
£2,300
/ month
Gross yield
6.32%
Rent ÷ estimated value
Net yield
4.37%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£286k
M16 sales, last 12 months
12m Price Growth
-
M16 median, Land Registry
Days on Market
57d
M16 average
Sales & Yield
3 metricsTransactions / 12m
262
M16 sales
Area Gross Yield
4.94%
M16 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£437,000
- SDLT standard£11,850
- SDLT BTL surcharge (5%)£21,850
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£472,800
Funding
- Deposit (25%)£109,250
- Mortgage (75% LTV)£327,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£145,050
Monthly Returns
- Monthly Rent (estimate)£2,300
- Mortgage Payment (IO)-£1,434
- Management (10%)-£230
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£536
Capital Returns
- 5yr Property Value£573,582
- 5yr Capital Gain (5.59% pa, historical)+£136,582
- 5yr Cumulative Rent (net)+£123,268
- Less mortgage interest-£86,040
- 5yr Total Return+£173,809
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £461,428 | £133,678 | +£6,432 | +£30,860 | 21.3% |
| Year 2 | £487,222 | £159,472 | +£13,356 | +£63,578 | 43.8% |
| Year 3 | £514,458 | £186,708 | +£20,795 | +£98,253 | 67.7% |
| Year 4 | £543,216 | £215,466 | +£28,748 | +£134,964 | 93.0% |
| Year 5 | £573,582 | £245,832 | +£37,228 | +£173,809 | 119.8% |
Modelled on the estimated value: the property is not on the market. Capital growth 5.59% a year is the M16 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£145,050).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
59 BEDFORD ROAD
Recent sale
£360k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
15 BEDFORD ROAD
Recent sale
£325k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
31 BEDFORD ROAD
Recent sale
£345k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£35,593
Median earnings (local authority)
Signal
1,791
Population
Signal
2.6%
Households Deprived