7 Willow Tree Way, Moulton, Northampton, NN3 7BW
Estimate of £622k for this detached house. 711 sales in NN3 in the last 12 months; median £259k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£625,000
- SDLT standard£21,250
- SDLT BTL surcharge (5%)£31,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£679,600
Funding
- Deposit (25%)£156,250
- Mortgage (75% LTV)£468,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£210,850
Monthly Returns
- Monthly Rent (estimate)£2,900
- Mortgage Payment (IO)-£2,051
- Management (10%)-£290
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£459
Capital Returns
- 5yr Property Value£653,960
- 5yr Capital Gain (0.91% pa, historical)+£28,960
- 5yr Cumulative Rent (net)+£156,981
- Less mortgage interest-£123,060
- 5yr Total Return+£62,880
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £630,688 | £161,938 | +£5,508 | +£11,196 | 5.3% |
| Year 2 | £636,427 | £167,677 | +£11,640 | +£23,067 | 10.9% |
| Year 3 | £642,218 | £173,468 | +£18,410 | +£35,628 | 16.9% |
| Year 4 | £648,062 | £179,312 | +£25,832 | +£48,894 | 23.2% |
| Year 5 | £653,960 | £185,210 | +£33,921 | +£62,880 | 29.8% |
Modelled on the live asking price. Capital growth 0.91% a year is the NN3 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£210,850).
Price Forecast
No forecast available.