72 Selby Road, Garforth, Leeds, LS25 1LP
Estimate of £502k for this detached bungalow. 502 sales in LS25 in the last 12 months; median £260k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£900,000
- SDLT standard£35,000
- SDLT BTL surcharge (5%)£45,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£982,100
Funding
- Deposit (25%)£225,000
- Mortgage (75% LTV)£675,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£307,100
Monthly Returns
- Monthly Rent (estimate)£1,950
- Mortgage Payment (IO)-£2,953
- Management (10%)-£195
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£1,298
Capital Returns
- 5yr Property Value£996,111
- 5yr Capital Gain (2.05% pa, historical)+£96,111
- 5yr Cumulative Rent (net)+£103,595
- Less mortgage interest-£177,180
- 5yr Total Return+£22,525
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £918,450 | £243,450 | -£15,576 | +£2,874 | 0.9% |
| Year 2 | £937,278 | £262,278 | -£30,732 | +£6,546 | 2.1% |
| Year 3 | £956,492 | £281,492 | -£45,459 | +£11,034 | 3.6% |
| Year 4 | £976,101 | £301,101 | -£59,746 | +£16,354 | 5.3% |
| Year 5 | £996,111 | £321,111 | -£73,585 | +£22,525 | 7.3% |
Modelled on the live asking price. Capital growth 2.05% a year is the LS25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£307,100).
Price Forecast
No forecast available.