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78 Trinity Square, Margate, CT9 1HS

UPRN:100062305182Terraced bedsBuilt England and Wales: before 1900
FreeholdCouncil Tax: Band BEPC: D (66)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 6d ago (2026-09-14T04:00:02.380528+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:44:39.065448+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed yesterday (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-08-06T05:47:47.615511+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-07-03T07:41:16.386402+00:00)
78 Trinity Square, Margate, CT9 1HS

HP Score

Mixed
Verdict
today
  • BUY
    Strong fundamentals
  • INVESTIGATE
    Mixed signals - investigate
  • AVOID
    High risk factors
Confidence
Medium
Sale Estimate
£436,000
£348k - £523kLow
Estimate
£436k
Range
£348k – £523k
Rent Estimate (pcm)
£2,300
£2k - £2kMedium
Monthly
£2,300
Yield
4.07%

AI Verdict

Derived from HomePortfolio scores

AI summary

78 Trinity Square earns a INVESTIGATE rating with HP Score 52/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (51/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
52/ 100
Moderate
Investment Score
57/ 100
Moderate
Crime Score
84/ 100
Elevated
Walkability
51/ 100
Moderate
Transit & Bike
Moderate
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£145,000

At the asking price

£2,300/mo

Evidenced range £2,150-£2,450

5.4%
75%
Cash required
£45,200
Net cash flow
£1,103/mo
Cash on cash
29.3%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£436,000
Rent Estimate (pcm)£2,300
Gross Yield4.07%
1y Growth-
3y Growth-0.6%
5y Growth+1.2%
10y Growth+4.7%
Last Sold Price£455,000 (2017-12-14)
View Market Details

Risk Overview

  • Flood RiskVery low
  • Subsidence2
  • RadonLow
  • MiningUnknown
  • Landslide1
  • Air QualityUnknown
  • NoiseModerate
View Full Risk Report

Planning Activity

Recent Apps
0CT9 1HS
Approval Rate
-12mo
Development
low
  • F/TH/26/0457
    Erection of a single storey side extension following partial demolition of the existing building.
    Awaiting decision
  • FH/TH/26/0432
    Erection of a single storey rear extension. (retrospective)
    Awaiting decision
  • F/TH/26/0763
    Change of use of ground floor and basement from restaurant (Use Class E) to 1no. 2-bed self-contained flat (Use Class C3), together with installation of escape window at basement level on rear elevation
    Pending
View Planning Timeline

Ownership

  • Corporate Ownership64.7%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2017-12-14
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
17 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median Household Income£27,076
Population Density9,928 /km²
Owner Occupied21%
Age Distribution
0-15 16%16-64 68%65+ 16%
View Area Profile

Schools Nearby

  • Margate, Holy Trinity and St John's Church of England Primary School
    0.3 mi
    Good
  • Parkview Academy
    0.6 mi
    Requires improvement
  • Salmestone Primary School
    0.8 mi
    -
  • Drapers Mills Primary Academy
    0.9 mi
    GoodConcerns

1 of 9 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All
  • 69 Trinity Square
    -
    £550k
    -
  • 73 Trinity Square
    -
    £196k
    -
  • 70 Trinity Square
    -
    £170k
    -
  • 70 Trinity Square
    -
    £148k
    -