84 CENTRAL PARADE
Recent sale
£600k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
8 Bay View, 70 Central Parade, Herne Bay, CT6 5JQ
UPRN:10033167471Flat/Maisonette2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: Band BEPC: C (80)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T10:41:52.179170+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£235,000
Estimated value
Range: £223k - £246k|Last sold: £149k (2015-07-09)
Estimate of £235k for this flat/maisonette. 439 sales in CT6 in the last 12 months; median £326k.
Estimate confidence
High confidence
Value History
Current estimate
£235k
£223k - £246k - High confidence
Annualised (CAGR)
+1.56%
Over the full window
Peak estimate
£247k
Jan 2023
From peak
-4.86%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CT6 district (quarterly)index YoY +7.21%
Growth by window
3m
+3.07%
6m
+8.29%
12m
+2.62%
24m
+6.82%
60m
+8.80%
Rental Market
Estimated rent (pcm)
£1,250
/ month
Gross yield
6.29%
Rent ÷ asking price
Net yield
4.34%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£326k
CT6 sales, last 12 months
12m Price Growth
-
CT6 median, Land Registry
Days on Market
71d
CT6 average
Sales & Yield
3 metricsTransactions / 12m
439
CT6 sales
Area Gross Yield
4.91%
CT6 medians
Last Sold
£149k
2015-07-09
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£238,500
- SDLT standard£2,270
- SDLT BTL surcharge (5%)£11,925
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£254,795
Funding
- Deposit (25%)£59,625
- Mortgage (75% LTV)£178,875
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£75,920
Monthly Returns
- Monthly Rent (estimate)£1,250
- Mortgage Payment (IO)-£783
- Management (10%)-£125
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£242
Capital Returns
- 5yr Property Value£239,216
- 5yr Capital Gain (0.06% pa, historical)+£716
- 5yr Cumulative Rent (net, before lease costs)+£64,249
- Less mortgage interest-£46,980
- 5yr Total Return (before lease costs)+£17,985
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £238,643 | £59,768 | +£2,904 | +£3,047 | 4.0% |
| Year 2 | £238,786 | £59,911 | +£6,072 | +£6,358 | 8.4% |
| Year 3 | £238,930 | £60,055 | +£9,522 | +£9,952 | 13.1% |
| Year 4 | £239,073 | £60,198 | +£13,248 | +£13,821 | 18.2% |
| Year 5 | £239,216 | £60,341 | +£17,269 | +£17,985 | 23.7% |
Modelled on the live asking price. Capital growth 0.06% a year is the CT6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£75,920).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
BAY VIEW, 70 CENTRAL PARADE
Recent sale
£240k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
BAY VIEW, 70 CENTRAL PARADE
Recent sale
£250k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
83 CENTRAL PARADE
Recent sale
£80k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,188
Median earnings (local authority)
Signal
1,807
Population
Signal
5.3%
Households Deprived