8 Flood Hatch, Maidstone, ME15 6FS

UPRN:200003716634Semi-Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: -EPC: B (86)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 3mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£424,000

£403k - £446kHigh

Estimate

£424k

Range

£403k – £446k

Rent Estimate (pcm)

£2,000

£2k - £2kMedium

Monthly

£2,000

Yield

3.52%

AI Verdict

Derived from HomePortfolio scores

AI summary

8 Flood Hatch earns a INVESTIGATE rating with HP Score 73/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (58/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

73/ 100

High

Investment Score

66/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

58/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 16 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -6.1% (HIGH), sold-comps -19.7%, £/sqft -19.7%] → consensus -19.7% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 200003716634· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.3%· as of 5 Sept 2026
Rental economics3/30
gross yield 5.3%; range width penalty ×0.90
- zoopla_valuationsrent estimate 2000/mo (range 1850-2150)· as of 12 Aug 2026· verify before relying on this
Seller motivation10/20
1 price cut(s), 242 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 16 Sept 2026
Risk & liquidity9.7/10
477 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£134/mo
Cash on cash: -1.1%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 200003716634Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.3%Valuation edge · as of 5 Sept 2026
zoopla_valuationsrent estimate 2000/mo (range 1850-2150)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 16 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1850-2150)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£424,000

Rent Estimate (pcm)£2,000

Gross Yield3.52%

1y Growth+0.0%

3y Growth-1.5%

5y Growth+0.9%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME15 6FS

Approval Rate

-12mo

Development

low

26/503460/TCA
Conservation area notification to reduce the whole crown from a width of 8m to a width of 6m and to reduce the height from 11m to 7m and to remove 1m all over to shape the crown
Pending
26/503304/FULL
Installation of 1 x EV Charger upstands and associated feeder pillar cabinet and car parking layout amendments
Pending
26/503260/FULL
Change of use of the Archbishop's Palace from office to wedding and events venue. Internal remodelling including demolition. insertion of new elements and upgrades to services and finishes. Hard and soft landscaping works. Creation of a new river terrace to the south of the Dungeon/Undercroft. Erection of external bin store and canopy.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£31,986

Population Density3,008 /km²

Owner Occupied55%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

St Michael's Church of England Infant School Maidstone
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Maidstone, St Michael's Church of England Junior School
0.4 mi
Good
Oakwood Park Grammar School
0.5 mi
Good
St Augustine Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

9 Flood Hatch
-
£290k
-
15 Flood Hatch
-
£290k
-
4 Flood Hatch
-
£315k
-
7 Flood Hatch
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN