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  3. UPRN 100011384935
  4. Valuation & Market

81 Riding Fold Lane, Worsley, Manchester, M28 2UR

UPRN:100011384935Semi-Detached House2 bedsBuilt 1996-2002
LeaseholdCouncil Tax: -EPC: C (71)AI-Powered Intelligence
Data freshness:●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●Planning· 3mo agoPlanning: ageing, refreshed 3mo ago (2026-07-10T09:03:48.870827+00:00)●EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· freshRisk: fresh, refreshed 5d ago (2026-10-02T03:11:24.076312+00:00)●Crime· freshCrime: fresh, refreshed 6d ago (2026-10-01T10:03:45.019558+00:00)●Connectivity· freshConnectivity: fresh, refreshed 4d ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-09-06T05:00:26.476544+00:00)●Amenities· freshAmenities: fresh, refreshed 3d ago (2026-10-04T07:25:27.780243+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 3 days ago
£240,000
Estimated value
Range: £228k - £252k|Last sold: £218k (2025-12-12)

Estimate of £240k for semi-detached houses in Manchester. 482 transactions in the last 12 months; median £265k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£240k
£228k - £252k - High confidence
Annualised (CAGR)
-0.20%
Over the full window
Peak estimate
£294k
Jul 2025
From peak
-18.37%
Drawdown from peak
£334k£304k£275k£245k£216k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - M28 district (quarterly)index YoY +2.17%
Growth by window
3m
+3.45%
6m
+3.45%
12m
+6.67%
24m
-17.24%
60m
-6.61%

Rental Market

Monthly
Estimated rent (pcm)
£1,250
/ month
Gross yield
3.88%
Net yield
4.33%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£265k
2-bed Semi-Detached House
12m Price Growth
+12.7%
vs UK avg
Days on Market
49d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£240,000
  • SDLT standard£2,300
  • SDLT BTL surcharge (5%)£12,000
  • Legal + Survey£15,000
  • Refurb (light)£16,800
  • Total All-In Cost£286,100

Funding

  • Deposit (25%)£60,000
  • Mortgage (75% LTV)£180,000
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£106,100

Monthly Returns

  • Monthly Rent (est)£1,250
  • Mortgage Payment (IO)-£788
  • Management (10%)-£125
  • Insurance-£99
  • Maintenance-£100
  • Monthly Cashflow+£138

Capital Returns

  • 5yr Property Value£264,979
  • 5yr Capital Gain (2.00% pa)+£24,979
  • 5yr Cumulative Rent (net)+£55,560
  • Less mortgage interest-£47,280
  • 5yr Total Return+£33,259

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£244,800£64,800+£1,656+£6,4566.1%
Year 2£249,696£69,696+£3,312+£13,00812.3%
Year 3£254,690£74,690+£4,968+£19,65818.5%
Year 4£259,784£79,784+£6,624+£26,40824.9%
Year 5£264,979£84,979+£8,280+£33,25931.3%

Assumes 2.00% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£106,100).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 81 RIDINGFOLD LANE
    Recent sale

    81 RIDINGFOLD LANE

    £218k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 40 RIDINGFOLD LANE
    Recent sale

    40 RIDINGFOLD LANE

    £371k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 71 RIDINGFOLD LANE
    Recent sale

    71 RIDINGFOLD LANE

    £355k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 45 RIDINGFOLD LANE
    Recent sale

    45 RIDINGFOLD LANE

    £230k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £34,741
    Median Income
    Signal
    1,933
    Population
    Signal
    0.8 / 100
    Deprivation

    Upside Opportunities

    0 levers