Recent sale
63 FLOOD STREET
£2.31M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
85 Flood Street, London, SW3 5SU
UPRN:217032494Terrace Property4 bedsBuilt 1976-1982
FreeholdCouncil Tax: -EPC: D (58)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 4d ago (2026-09-16T04:00:02.584543+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:52:33.513938+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£3,535,000
Estimated value
Range: £3.36M - £3.71M|Last sold: £1.65M (2002-05-22)
Estimate of £3.54M for terrace propertys in London. 181 transactions in the last 12 months; median £1.15M.
AI Confidence
-
High confidence
Value History
Current estimate
£3.54M
£3.36M - £3.71M - High confidence
Annualised (CAGR)
-3.00%
Over the full window
Peak estimate
£5.05M
Aug 2025
From peak
-30.03%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SW3 district (quarterly)index YoY -3.70%
Growth by window
3m
+1.49%
6m
-9.36%
12m
-30.03%
24m
-15.25%
60m
-23.04%
Rental Market
Estimated rent (pcm)
£12,200
/ month
Gross yield
2.68%
Net yield
3.26%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£1.15M
4-bed Terrace Property
12m Price Growth
-
vs UK avg
Days on Market
37d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£3,535,000
- SDLT standard£337,950
- SDLT BTL surcharge (5%)£176,750
- Legal + Survey£15,000
- Refurb (light)£247,450
- Total All-In Cost£4,312,150
Funding
- Deposit (25%)£883,750
- Mortgage (75% LTV)£2,651,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£1,660,900
Monthly Returns
- Monthly Rent (est)£12,200
- Mortgage Payment (IO)-£11,599
- Management (10%)-£1,220
- Insurance-£429
- Maintenance-£1,473
- Monthly Cashflow-£2,521
Capital Returns
- 5yr Property Value£3,068,627
- 5yr Capital Gain (-2.79% pa)+£-466,373
- 5yr Cumulative Rent (net)+£544,680
- Less mortgage interest-£695,940
- 5yr Total Return-£617,633
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £3,436,374 | £785,124 | -£30,252 | -£128,878 | -7.8% |
| Year 2 | £3,340,499 | £689,249 | -£60,504 | -£255,005 | -15.4% |
| Year 3 | £3,247,299 | £596,049 | -£90,756 | -£378,457 | -22.8% |
| Year 4 | £3,156,699 | £505,449 | -£121,008 | -£499,309 | -30.1% |
| Year 5 | £3,068,627 | £417,377 | -£151,260 | -£617,633 | -37.2% |
Assumes -2.79% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£1,660,900).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
83A FLOOD STREET
£630k
Sale price
£/sqft
-
Rent pcm
-
Yield
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Recent sale
63 FLOOD STREET
£1.55M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
63 FLOOD STREET
£1.40M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£38,541
Median Income
Signal
1,250
Population
Signal
5.2 / 100
Deprivation