88 Whiteacre Road, Ashton-under-Lyne, OL6 9PJ

UPRN:100011557287Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (69)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 3mo agoRisk· 3mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 1mo ago

88 Whiteacre Road, Ashton-under-Lyne, OL6 9PJ

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£137,000

£130k - £144kHigh

Estimate

£137k

Range

£130k – £144k

Rent Estimate (pcm)

£950

£900 - £1kMedium

Monthly

£950

Yield

4.11%

AI Verdict

Derived from HomePortfolio scores

AI summary

88 Whiteacre Road earns a INVESTIGATE rating with HP Score 71/100. Investment score 59/100 reflects moderate fundamentals. Walkability is good (80/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

71/ 100

High

Investment Score

59/ 100

Moderate

Crime Score

Low

Walkability

80/ 100

High

Transit & Bike

High

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £236/mo
Cash on cash: 7.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£137,000

Rent Estimate (pcm)£950

Gross Yield4.11%

1y Growth+51.1%

3y Growth+0.0%

5y Growth+5.6%

10y Growth+6.0%

Last Sold Price£90,000 (2024-06-19)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide3
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL6 9PJ

Approval Rate

-12mo

Development

low

26/00707/CPUD
Change of use from dwellinghouse (use class C3) as a childrens home (Use Class C2) for one child with up to two carers and manager, with two carers staying overnight working on a rota basis.
Pending
26/00705/CPUD
Lawful Development Certificate for Proposed Use of the property as a retail shop for the sale of confectionery and savoury snacks (Use Class E)
Pending
26/00679/CLUD
Lawful Development Certificate for Existing Use: Conversion of the property from residential (Use Class C3) to HMO for up to 4 persons (Use Class C4), with the C4 use having continued without material interruption since 24 January 2025
Pending

View Planning Timeline

Ownership

Corporate Ownership66.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-06-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,115

Population Density-

Owner Occupied39%

Age Distribution

0-15 23%16-64 65%65+ 12%

View Area Profile

Schools Nearby

Our Lady of Mount Carmel RC Primary School, Ashton-under-Lyne
0.1 mi
Good
The Heys Primary School
0.1 mi
Good
St James' Church of England Primary School
0.2 mi
-
Hurst Knoll St James' Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

122 Whiteacre Road
-
£140k
-
99 Whiteacre Road
-
£82k
-
132 Whiteacre Road
-
£137k
-
102 Whiteacre Road
-
£135k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN