Recent sale
122 WHITEACRE ROAD
£140k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
88 Whiteacre Road, Ashton-under-Lyne, OL6 9PJ
UPRN:100011557287Mid Terrace House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band AEPC: C (69)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:02:38.340408+00:00)EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 1mo agoCouncil Tax: ageing, refreshed 1mo ago (2026-08-07T11:05:19.087279+00:00)
AI ValuationFairly ValuedUpdated yesterday
£137,000
Estimated value
Range: £130k - £144k|Last sold: £90k (2024-06-19)
Estimate of £137k for mid terrace houses in Ashton-under-lyne. 244 transactions in the last 12 months; median £180k.
AI Confidence
-
High confidence
Value History
Current estimate
£137k
£130k - £144k - High confidence
Annualised (CAGR)
+7.25%
Over the full window
Peak estimate
£138k
Jan 2026
From peak
-0.72%
Drawdown from peak
AVM estimate (model)Repeat-sales index - OL6 district (quarterly)index YoY +1.64%
Growth by window
3m
+0.00%
6m
+0.74%
12m
+13.22%
24m
+3.79%
60m
+35.64%
Rental Market
Estimated rent (pcm)
£950
/ month
Gross yield
4.11%
Net yield
6.31%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£180k
2-bed Mid Terrace House
12m Price Growth
+51.1%
vs UK avg
Days on Market
94d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£137,000
- SDLT standard£240
- SDLT BTL surcharge (5%)£6,850
- Legal + Survey£15,000
- Refurb (light)£9,590
- Total All-In Cost£168,680
Funding
- Deposit (25%)£34,250
- Mortgage (75% LTV)£102,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£65,930
Monthly Returns
- Monthly Rent (est)£950
- Mortgage Payment (IO)-£450
- Management (10%)-£95
- Insurance-£89
- Maintenance-£57
- Monthly Cashflow+£259
Capital Returns
- 5yr Property Value£179,989
- 5yr Capital Gain (5.61% pa)+£42,989
- 5yr Cumulative Rent (net)+£42,540
- Less mortgage interest-£27,000
- 5yr Total Return+£58,529
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £144,686 | £41,936 | +£3,108 | +£10,794 | 16.4% |
| Year 2 | £152,803 | £50,053 | +£6,216 | +£22,019 | 33.4% |
| Year 3 | £161,375 | £58,625 | +£9,324 | +£33,699 | 51.1% |
| Year 4 | £170,428 | £67,678 | +£12,432 | +£45,860 | 69.6% |
| Year 5 | £179,989 | £77,239 | +£15,540 | +£58,529 | 88.8% |
Assumes 5.61% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£65,930).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
99 WHITEACRE ROAD
£82k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
132 WHITEACRE ROAD
£137k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
102 WHITEACRE ROAD
£135k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,115
Median Income
Signal
1,884
Population
Signal
10.6 / 100
Deprivation