88 WHITEACRE ROAD
Recent sale
£125k
Sale price
£/sqft
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Rent pcm
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Yield
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88 Whiteacre Road, Ashton-under-Lyne, OL6 9PJ
UPRN:100011557287Mid Terrace House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band AEPC: C (69)
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-10-20T04:00:03.667605+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:02:38.340408+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-08-07T11:05:19.087279+00:00)
Valuation estimateUpdated yesterday
£124,000
Estimated value
Range: £118k - £131k|Last sold: £90k (2024-06-19)
Estimate of £124k for this mid terrace house. 253 sales in OL6 in the last 12 months; median £178k.
Estimate confidence
High confidence
Value History
Current estimate
£124k
£118k - £131k - High confidence
Annualised (CAGR)
+5.38%
Over the full window
Peak estimate
£138k
Jan 2026
From peak
-10.14%
Drawdown from peak
AVM estimate (model)Repeat-sales index - OL6 district (quarterly)index YoY +1.64%
Growth by window
3m
-8.82%
6m
-8.82%
12m
-7.46%
24m
+24.00%
60m
+20.39%
Rental Market
Estimated rent (pcm)
£850
/ month
Gross yield
8.16%
Rent ÷ asking price
Net yield
5.65%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£178k
OL6 sales, last 12 months
12m Price Growth
+51.1%
OL6 median, Land Registry
Days on Market
96d
OL6 average
Sales & Yield
3 metricsTransactions / 12m
253
OL6 sales
Area Gross Yield
5.07%
OL6 medians
Last Sold
£90k
2024-06-19
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£125,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£133,350
Funding
- Deposit (25%)£31,250
- Mortgage (75% LTV)£93,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£39,600
Monthly Returns
- Monthly Rent (estimate)£850
- Mortgage Payment (IO)-£410
- Management (10%)-£85
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£255
Capital Returns
- 5yr Property Value£157,796
- 5yr Capital Gain (4.77% pa, historical)+£32,796
- 5yr Cumulative Rent (net)+£41,777
- Less mortgage interest-£24,600
- 5yr Total Return+£49,973
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £130,963 | £37,213 | +£3,060 | +£9,023 | 22.8% |
| Year 2 | £137,209 | £43,459 | +£6,300 | +£18,509 | 46.7% |
| Year 3 | £143,754 | £50,004 | +£9,736 | +£28,490 | 71.9% |
| Year 4 | £150,611 | £56,861 | +£13,360 | +£38,972 | 98.4% |
| Year 5 | £157,796 | £64,046 | +£17,177 | +£49,973 | 126.2% |
Modelled on the live asking price. Capital growth 4.77% a year is the OL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£39,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
122 WHITEACRE ROAD
Recent sale
£140k
Sale price
£/sqft
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Rent pcm
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Yield
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99 WHITEACRE ROAD
Recent sale
£82k
Sale price
£/sqft
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Rent pcm
-
Yield
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132 WHITEACRE ROAD
Recent sale
£137k
Sale price
£/sqft
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Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,877
Median earnings (local authority)
Signal
1,884
Population
Signal
10.6%
Households Deprived