9 Hallgarth Terrace, Ferryhill, DL17 8HZ

UPRN:100110471848Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

9 Hallgarth Terrace, Ferryhill, DL17 8HZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£58,000

£52k - £64kMedium

Estimate

£58k

Range

£52k – £64k

Rent Estimate (pcm)

£500

£450 - £500

Monthly

£500

Yield

15.00%

Verdict

Derived from HomePortfolio scores

9 Hallgarth Terrace earns an INVESTIGATE rating with HP Score 64/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

67/ 100

Elevated

Walkability

64/ 100

Moderate

Transit & Bike

Transit 28Bike 41

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 19 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +31.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100110471848· as of 12 Oct 2026
Rental economics40/40
gross yield 13.5% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 450/mo (tenanted)· as of 19 Oct 2026
Stress margin7.1/30
stressed cash flow +32/mo, +7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 19 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 19 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 19 Oct 2026
Risk & liquidity12.7/15
251 sales/12mo in area; valuation range width 21%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£30,000£46,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£39,999

At the asking price

Monthly rent£500/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £11,300
Net cash flow: £211/mo
Cash on cash: 22.4%
Score at this price: 60

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110471848Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 450/mo (tenanted)Rental economics · as of 19 Oct 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 19 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 19 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Seller motivation could not be scored
context, not scored: 0 price cut(s), 19 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£58,000

Rent Estimate (pcm)£500

Gross Yield15.00%

1y Growth+1.5%

3y Growth+10.7%

5y Growth+7.7%

10y Growth+2.5%

Last Sold Price£18,750 (2001-09-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DL17 8HZ

Approval Rate

-12mo

Development

low

DM/26/02406/FPA
Garage conversion and construction of storeroom to side elevation
Pending
DM/26/02290/FPA
Change of use of open amenity land to private garden with erection of boundary fence
Pending
DM/26/02062/FPA
Erection of commercial unit to form MOT garage (Use Class B2/Class E/Sui Generis)
Pending

View Planning Timeline

Ownership

Corporate Ownership87.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-09-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density381 /km²

Owner Occupied60%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

The Woodlands
0.3 mi
-
Broom Cottages Primary & Nursery School
0.3 mi
Good
Dean Bank Primary and Nursery School
0.4 mi
Requires improvement
Cleves Cross Primary and Nursery School Academy
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Hallgarth Terrace
-
£50k
-
11 Hallgarth Terrace
-
£40k
-
11 Hallgarth Terrace
-
£50k
-
22 Hallgarth Terrace
-
£37k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN