5 HOWARD ROAD
Recent sale
£537k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 Howard Road, London, SE25 5BU
UPRN:100020649455Mid Terrace House3 bedsBuilt -
FreeholdCouncil Tax: Band DEPC: -
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:07:53.786011+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£498,000
Estimated value
Range: £473k - £523k|Last sold: -- (-)
Estimate of £498k for this mid terrace house. 331 sales in SE25 in the last 12 months; median £385k.
Estimate confidence
High confidence
Value History
Current estimate
£498k
£473k - £523k - High confidence
Annualised (CAGR)
+1.47%
Over the full window
Peak estimate
£566k
Sep 2025
From peak
-12.01%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SE25 district (quarterly)index YoY -3.52%
Growth by window
3m
-10.59%
6m
-7.95%
12m
-10.75%
24m
-6.92%
60m
+3.53%
Rental Market
Estimated rent (pcm)
£2,400
/ month
Gross yield
5.76%
Rent ÷ asking price
Net yield
3.99%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£385k
SE25 sales, last 12 months
12m Price Growth
+86.1%
SE25 median, Land Registry
Days on Market
93d
SE25 average
Sales & Yield
3 metricsTransactions / 12m
331
SE25 sales
Area Gross Yield
5.92%
SE25 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£500,000
- SDLT standard£15,000
- SDLT BTL surcharge (5%)£25,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£542,100
Funding
- Deposit (25%)£125,000
- Mortgage (75% LTV)£375,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£167,100
Monthly Returns
- Monthly Rent (estimate)£2,400
- Mortgage Payment (IO)-£1,641
- Management (10%)-£240
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£419
Capital Returns
- 5yr Property Value£527,329
- 5yr Capital Gain (1.07% pa, historical)+£27,329
- 5yr Cumulative Rent (net)+£128,876
- Less mortgage interest-£98,460
- 5yr Total Return+£57,745
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £505,350 | £130,350 | +£5,028 | +£10,378 | 6.2% |
| Year 2 | £510,757 | £135,757 | +£10,572 | +£21,329 | 12.8% |
| Year 3 | £516,222 | £141,222 | +£16,644 | +£32,866 | 19.7% |
| Year 4 | £521,746 | £146,746 | +£23,254 | +£45,000 | 26.9% |
| Year 5 | £527,329 | £152,329 | +£30,416 | +£57,745 | 34.6% |
Modelled on the live asking price. Capital growth 1.07% a year is the SE25 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£167,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
13 HOWARD ROAD
Recent sale
£425k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
DUDLEY COURT, 29 HOWARD ROAD
Recent sale
£259k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
DUDLEY COURT, 29 HOWARD ROAD
Recent sale
£213k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£38,080
Median earnings (local authority)
Signal
1,683
Population
Signal
10.2%
Households Deprived