4 WATERS EDGE
Recent sale
£258k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 Waters Edge, Ashton-under-Lyne, OL6 9SF
UPRN:10003433949End Terrace House3 bedsBuilt 2003-2006
LeaseholdCouncil Tax: Band DEPC: C (74)
Data freshness:Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:47:52.538907+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-08-07T11:05:19.087279+00:00)
Valuation estimateUpdated today
£291,000
Estimated value
Range: £276k - £305k|Last sold: £183k (2025-08-29)
Estimate of £291k for this end terrace house. 253 sales in OL6 in the last 12 months; median £178k.
Estimate confidence
High confidence
Value History
Current estimate
£291k
£276k - £305k - High confidence
Annualised (CAGR)
+2.23%
Over the full window
Peak estimate
£304k
Nov 2023
From peak
-4.28%
Drawdown from peak
AVM estimate (model)Repeat-sales index - OL6 district (quarterly)index YoY +1.64%
Growth by window
3m
+1.75%
6m
+3.93%
12m
+38.57%
24m
+28.19%
60m
+2.11%
Rental Market
Estimated rent (pcm)
£2,050
/ month
Gross yield
10.04%
Rent ÷ asking price
Net yield
6.95%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£178k
OL6 sales, last 12 months
12m Price Growth
+53.0%
OL6 median, Land Registry
Days on Market
96d
OL6 average
Sales & Yield
3 metricsTransactions / 12m
253
OL6 sales
Area Gross Yield
5.07%
OL6 medians
Last Sold
£183k
2025-08-29
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£244,950
- SDLT standard£2,399
- SDLT BTL surcharge (5%)£12,248
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£261,697
Funding
- Deposit (25%)£61,238
- Mortgage (75% LTV)£183,712
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£77,984
Monthly Returns
- Monthly Rent (estimate)£2,050
- Mortgage Payment (IO)-£804
- Management (10%)-£205
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£941
Capital Returns
- 5yr Property Value£309,216
- 5yr Capital Gain (4.77% pa, historical)+£64,266
- 5yr Cumulative Rent (net, before lease costs)+£109,215
- Less mortgage interest-£48,240
- 5yr Total Return (before lease costs)+£125,242
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £256,634 | £72,922 | +£11,292 | +£22,976 | 29.5% |
| Year 2 | £268,876 | £85,163 | +£23,028 | +£46,954 | 60.2% |
| Year 3 | £281,701 | £97,988 | +£35,218 | +£71,969 | 92.3% |
| Year 4 | £295,138 | £111,426 | +£47,860 | +£98,048 | 125.7% |
| Year 5 | £309,216 | £125,504 | +£60,975 | +£125,242 | 160.6% |
Modelled on the live asking price. Capital growth 4.77% a year is the OL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£77,984).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
9 WATERS EDGE
Recent sale
£183k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
5 WATERS EDGE
Recent sale
£280k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
8 WATERS EDGE
Recent sale
£161k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,877
Median earnings (local authority)
Signal
1,853
Population
Signal
2.2%
Households Deprived