92 South Terrace, Middlesbrough, TS6 6HH

UPRN:100110056235Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

92 South Terrace, Middlesbrough, TS6 6HH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£64,000

£61k - £68kHigh

Estimate

£64k

Range

£61k – £68k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

9.24%

Verdict

Derived from HomePortfolio scores

92 South Terrace earns an INVESTIGATE rating with HP Score 46/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

46/ 100

Mixed

Investment Score

56/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

51/ 100

Moderate

Transit & Bike

Transit 15Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£64,950

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £20,786
Net cash flow: £127/mo
Cash on cash: 7.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£64,000

Rent Estimate (pcm)£500

Gross Yield9.24%

1y Growth-

3y Growth+1.2%

5y Growth+3.5%

10y Growth+2.7%

Last Sold Price£33,000 (2018-07-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TS6 6HH

Approval Rate

-12mo

Development

low

R/2026/0777/PN
28 day notice - installation of fixed-line electronic communication apparatus 2 x 10m medium wooden poles (WH8K365H)
Pending
R/2026/0779/PN
28 day notice - installation of fixed-line electronic communication apparatus 3 x 10m medium wooden poles (WH8KLM2D )
Pending
R/2026/0774/PN
28 day notice - installation of fixed-line electronic communication apparatus 1 x 10m medium wooden pole (WH8J7H6W)
Pending

View Planning Timeline

Ownership

Corporate Ownership81.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-07-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,630

Population Density-

Owner Occupied38%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

St Peter's Catholic College
0.4 mi
Good
Mackenzie Thorpe Centre
0.5 mi
Good
South Bank Community Primary School
0.5 mi
Requires improvement
St Margaret Clitherows RC Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

91 South Terrace
-
£55k
-
96 South Terrace
-
£89k
-
91 South Terrace
-
£30k
-
96 South Terrace
-
£46k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN