91 SOUTH TERRACE
Recent sale
£55k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
92 South Terrace, Middlesbrough, TS6 6HH
UPRN:100110056235Mid Terrace House3 bedsBuilt 1930-1949
FreeholdCouncil Tax: Band AEPC: D (66)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:58:16.938403+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£64,000
Estimated value
Range: £61k - £68k|Last sold: £33k (2018-07-20)
Estimate of £64k for this mid terrace house. 313 sales in TS6 in the last 12 months; median £125k.
Estimate confidence
High confidence
Value History
Current estimate
£64k
£61k - £68k - High confidence
Annualised (CAGR)
+11.03%
Over the full window
Peak estimate
£78k
Jun 2026
From peak
-17.95%
Drawdown from peak
AVM estimate (model)Repeat-sales index - TS6 district (quarterly)index YoY +11.56%
Growth by window
3m
-7.25%
6m
+52.38%
12m
+48.84%
24m
+64.10%
60m
+77.78%
Rental Market
Estimated rent (pcm)
£500
/ month
Gross yield
9.24%
Rent ÷ asking price
Net yield
6.40%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£125k
TS6 sales, last 12 months
12m Price Growth
-
TS6 median, Land Registry
Days on Market
69d
TS6 average
Sales & Yield
3 metricsTransactions / 12m
313
TS6 sales
Area Gross Yield
5.70%
TS6 medians
Last Sold
£33k
2018-07-20
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£64,950
- SDLT standard£0
- SDLT BTL surcharge (5%)£3,248
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£70,298
Funding
- Deposit (25%)£16,238
- Mortgage (75% LTV)£48,712
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£21,586
Monthly Returns
- Monthly Rent (estimate)£500
- Mortgage Payment (IO)-£213
- Management (10%)-£50
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£137
Capital Returns
- 5yr Property Value£77,327
- 5yr Capital Gain (3.55% pa, historical)+£12,377
- 5yr Cumulative Rent (net)+£22,104
- Less mortgage interest-£12,780
- 5yr Total Return+£21,701
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £67,256 | £18,543 | +£1,644 | +£3,950 | 18.3% |
| Year 2 | £69,643 | £20,931 | +£3,396 | +£8,089 | 37.5% |
| Year 3 | £72,116 | £23,403 | +£5,258 | +£12,424 | 57.6% |
| Year 4 | £74,676 | £25,963 | +£7,234 | +£16,959 | 78.6% |
| Year 5 | £77,327 | £28,614 | +£9,324 | +£21,701 | 100.5% |
Modelled on the live asking price. Capital growth 3.55% a year is the TS6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£21,586).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
96 SOUTH TERRACE
Recent sale
£89k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
91 SOUTH TERRACE
Recent sale
£30k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
96 SOUTH TERRACE
Recent sale
£46k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,630
Median earnings (local authority)
Signal
1,862
Population
Signal
10.0%
Households Deprived