Accommodation, Rising Sun Nurseries, Rising Sun, PL17 8JD
Estimate of £433k for this detached bungalow. 122 sales in PL17 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Estimated Value£433,000
- SDLT standard£11,650
- SDLT BTL surcharge (5%)£21,650
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£468,400
Funding
- Deposit (25%)£108,250
- Mortgage (75% LTV)£324,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£143,650
Monthly Returns
- Monthly Rent (estimate)£1,250
- Mortgage Payment (IO)-£1,421
- Management (10%)-£125
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£396
Capital Returns
- 5yr Property Value£435,169
- 5yr Capital Gain (0.10% pa, historical)+£2,169
- 5yr Cumulative Rent (net)+£64,249
- Less mortgage interest-£85,260
- 5yr Total Return-£18,842
Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £433,433 | £108,683 | -£4,752 | -£4,319 | -3.0% |
| Year 2 | £433,866 | £109,116 | -£9,240 | -£8,374 | -5.8% |
| Year 3 | £434,300 | £109,550 | -£13,446 | -£12,146 | -8.5% |
| Year 4 | £434,735 | £109,985 | -£17,376 | -£15,641 | -10.9% |
| Year 5 | £435,169 | £110,419 | -£21,011 | -£18,842 | -13.1% |
Modelled on the estimated value: the property is not on the market. Capital growth 0.10% a year is the PL17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£143,650).
Price Forecast
No forecast available.