Apartment 3, 98 Tennant Street, Birmingham, B15 1BS

UPRN:10094293239Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: B (82)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshConnectivity· freshSchools· freshAmenities· freshArea· Census 2021

Apartment 3, 98 Tennant Street, Birmingham, B15 1BS

Location map - no listing photos available

HP Score

/ 100

Cautious

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£226,000

£215k - £237kHigh

Estimate

£226k

Range

£215k – £237k

Rent Estimate (pcm)

£1,250

£1k - £1kMedium

Monthly

£1,250

Yield

6.00%

AI Verdict

Derived from HomePortfolio scores

AI summary

Apartment 3 earns a INVESTIGATE rating with HP Score 42/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (26/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

42/ 100

Mixed

Investment Score

57/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

26/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 24 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2/40
claims [AVM +0.4% (HIGH)] → consensus +0.4% → credited 0.1% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10094293239· as of 11 Aug 2026
Rental economics16/30
gross yield 6.7%; range width penalty ×0.96
- zoopla_valuationsrent estimate 1250/mo (range 1150-1300)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 280 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 24 Sept 2026
Risk & liquidity9.8/10
105 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£169,000£258,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £106/mo
Cash on cash: 1.8%
Score at this price: 33

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10094293239Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 1250/mo (range 1150-1300)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 24 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1150-1300)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£226,000

Rent Estimate (pcm)£1,250

Gross Yield6.00%

1y Growth-

3y Growth+0.3%

5y Growth-0.6%

10y Growth+4.8%

Last Sold Price£260,000 (2019-05-10)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B15 1BS

Approval Rate

-12mo

Development

low

2026/05473/PA
Prior approval for change of use from Commercial/Business/Service (Use Class E) to State Funded Independent School (Use Class F1(a))
Pending
2026/05244/PA
Application under Section 73 of the Town and Country Planning Act 1990 to vary the wording of Condition 8 (permitted use) attached to planning permission 1996/03183/PA
Pending
2026/05029/PA
Application to determine details for the discharge of condition 25 (public art) attached to planning approval 2019/09406/PA
Pending

View Planning Timeline

Ownership

Corporate Ownership20.2%
Overseas OwnershipNo
Lease Term Remaining241 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2019-05-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density10,458 /km²

Owner Occupied10%

Age Distribution

0-15 11%16-64 83%65+ 6%

View Area Profile

Schools Nearby

City United Academy (CUA)
0.4 mi
Good
City Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St John's & St Peter's CofE Primary
0.4 mi
Good
Nelson Primary School
0.4 mi
-

2 of 6 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

98 Tennant Street
-
£288k
-
98 Tennant Street
-
£275k
-
98 Tennant Street
-
£235k
-
98 Tennant Street
-
£255k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN