Apartment 48, 28 Granville Street, Birmingham, B1 2LS

UPRN:10023504114Flat/Maisonette1 bedsBuilt 2007-2011

LeaseholdCouncil Tax: -EPC: C (75)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 3mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Apartment 48, 28 Granville Street, Birmingham, B1 2LS

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£176,000

£158k - £193kMedium

Estimate

£176k

Range

£158k – £193k

Rent Estimate (pcm)

£950

£900 - £1kMedium

Monthly

£950

Yield

7.69%

AI Verdict

Derived from HomePortfolio scores

AI summary

Apartment 48 earns a INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (88/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

71/ 100

High

Investment Score

60/ 100

Moderate

Crime Score

56/ 100

Elevated

Walkability

88/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 18 Aug 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/40
claims [AVM +37.5% (MEDIUM), sold-comps -26.4%, £/sqft -26.4%] → consensus -26.4% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 10023504114· as of 11 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.9%· as of 19 Aug 2026
Rental economics29.7/30
gross yield 10.4%; range width penalty ×0.99
- zoopla_valuationsrent estimate 950/mo (range 900-1000)· as of 11 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 51 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 18 Aug 2026
Risk & liquidity8.6/10
102 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£88,000£126,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £286/mo
Cash on cash: 10.0%
Score at this price: 38

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023504114Valuation edge · as of 11 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.9%Valuation edge · as of 19 Aug 2026
zoopla_valuationsrent estimate 950/mo (range 900-1000)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 18 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-1000)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£176,000

Rent Estimate (pcm)£950

Gross Yield7.69%

1y Growth-

3y Growth-10.5%

5y Growth-4.7%

10y Growth+0.5%

Last Sold Price£158,500 (2008-03-04)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1B1 2LS

Approval Rate

-12mo

Development

low

2026/01650/PA
Application for lawful development certificate for proposed replacement of timber decking to existing apartment balconies with aluminium decking. Replacement of existing timber decking to the ground floor terraced area with aluminium decking. Replacement of timber cladding to the ground floor terrace down-stands with Cedral click cement fibreboard panels to the down-stands to the terraces. Replacement of existing timber decking and plywood substrate to the amenity area which forms the roof to the car park with aluminium decking with a cement fibre board lining between the car park roof steel sections.
Pending

View Planning Timeline

Ownership

Corporate Ownership14.5%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2008-03-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£33,374

Population Density-

Owner Occupied19%

Age Distribution

0-15 7%16-64 91%65+ 2%

View Area Profile

Schools Nearby

City United Academy (CUA)
0.3 mi
Good
Nelson Primary School
0.3 mi
-
City Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St John's & St Peter's CofE Primary
0.4 mi
Good

2 of 6 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Cutlass Court, 28 Granville Street
-
£120k
-
Cutlass Court, 28 Granville Street
-
£135k
-
Cutlass Court, 28 Granville Street
-
£123k
-
Cutlass Court, 28 Granville Street
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN