4 DOWNHAM ROAD
Recent sale
£178k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Belton House, 24 Downham Road, Outwell, Wisbech, PE14 8SE
UPRN:100090994537Detached House5 bedsBuilt before 1900
FreeholdCouncil Tax: Band DEPC: D (55)
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:13:15.853508+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-09-07T08:27:16.234750+00:00)
Valuation estimateUpdated today
£469,000
Estimated value
Range: £446k - £493k|Last sold: £292k (2014-08-22)
Estimate of £469k for this detached house. 229 sales in PE14 in the last 12 months; median £270k.
Estimate confidence
High confidence
Value History
Current estimate
£469k
£446k - £493k - High confidence
Annualised (CAGR)
+2.67%
Over the full window
Peak estimate
£522k
Sep 2024
From peak
-10.15%
Drawdown from peak
AVM estimate (model)Repeat-sales index - PE14 district (quarterly)index YoY +6.15%
Growth by window
3m
-2.90%
6m
-9.98%
12m
-3.30%
24m
-6.76%
60m
+7.57%
Rental Market
Estimated rent (pcm)
£1,600
/ month
Gross yield
4.27%
Rent ÷ asking price
Net yield
2.96%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£270k
PE14 sales, last 12 months
12m Price Growth
-
PE14 median, Land Registry
Days on Market
109d
PE14 average
Sales & Yield
3 metricsTransactions / 12m
229
PE14 sales
Area Gross Yield
3.49%
PE14 medians
Last Sold
£292k
2014-08-22
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£450,000
- SDLT standard£12,500
- SDLT BTL surcharge (5%)£22,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£487,100
Funding
- Deposit (25%)£112,500
- Mortgage (75% LTV)£337,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£149,600
Monthly Returns
- Monthly Rent (estimate)£1,600
- Mortgage Payment (IO)-£1,477
- Management (10%)-£160
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£137
Capital Returns
- 5yr Property Value£484,539
- 5yr Capital Gain (1.49% pa, historical)+£34,539
- 5yr Cumulative Rent (net)+£83,934
- Less mortgage interest-£88,620
- 5yr Total Return+£29,853
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £456,705 | £119,205 | -£1,644 | +£5,061 | 3.4% |
| Year 2 | £463,510 | £126,010 | -£2,940 | +£10,570 | 7.1% |
| Year 3 | £470,416 | £132,916 | -£3,880 | +£16,536 | 11.1% |
| Year 4 | £477,425 | £139,925 | -£4,469 | +£22,956 | 15.3% |
| Year 5 | £484,539 | £147,039 | -£4,686 | +£29,853 | 20.0% |
Modelled on the live asking price. Capital growth 1.49% a year is the PE14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£149,600).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
18 DOWNHAM ROAD
Recent sale
£345k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
32 DOWNHAM ROAD
Recent sale
£160k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
48 DOWNHAM ROAD
Recent sale
£225k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,581
Median earnings (local authority)
Signal
1,699
Population
Signal
5.8%
Households Deprived