Brynygroes, Greenfields Terrace, Sketty, Swansea, SA2 9BS
Estimate of £1.11M for this detached property. 368 sales in SA2 in the last 12 months; median £250k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,250,000
- SDLT standard£68,750
- SDLT BTL surcharge (5%)£62,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£1,383,350
Funding
- Deposit (25%)£312,500
- Mortgage (75% LTV)£937,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£445,850
Monthly Returns
- Monthly Rent (estimate)£3,850
- Mortgage Payment (IO)-£4,102
- Management (10%)-£385
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£737
Capital Returns
- 5yr Property Value£1,488,197
- 5yr Capital Gain (3.55% pa, historical)+£238,197
- 5yr Cumulative Rent (net)+£210,367
- Less mortgage interest-£246,120
- 5yr Total Return+£202,444
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,294,375 | £356,875 | -£8,844 | +£35,531 | 8.0% |
| Year 2 | £1,340,325 | £402,825 | -£16,860 | +£73,465 | 16.5% |
| Year 3 | £1,387,907 | £450,407 | -£24,030 | +£113,877 | 25.5% |
| Year 4 | £1,437,178 | £499,678 | -£30,334 | +£156,844 | 35.2% |
| Year 5 | £1,488,197 | £550,697 | -£35,753 | +£202,444 | 45.4% |
Modelled on the live asking price. Capital growth 3.55% a year is the SA2 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£445,850).
Price Forecast
No forecast available.