Chalet 101, Carmarthen Bay Holiday Village, Kidwelly, SA17 5HQ
Estimate of £37k for this bungalow property. 111 sales in SA17 in the last 12 months; median £178k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£29,999
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£32,099
Funding
- Deposit (25%)£7,500
- Mortgage (75% LTV)£22,499
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£9,600
Monthly Returns
- Monthly Rent (estimate)£200
- Mortgage Payment (IO)-£98
- Management (10%)-£20
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)-£18
Capital Returns
- 5yr Property Value£35,492
- 5yr Capital Gain (3.42% pa, historical)+£5,493
- 5yr Cumulative Rent (net, before lease costs)+£5,242
- Less mortgage interest-£5,880
- 5yr Total Return (before lease costs)+£4,855
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £31,025 | £8,526 | -£216 | +£810 | 8.4% |
| Year 2 | £32,086 | £9,587 | -£384 | +£1,703 | 17.7% |
| Year 3 | £33,183 | £10,684 | -£515 | +£2,669 | 27.8% |
| Year 4 | £34,318 | £11,819 | -£596 | +£3,723 | 38.8% |
| Year 5 | £35,492 | £12,993 | -£638 | +£4,855 | 50.6% |
Modelled on the live asking price. Capital growth 3.42% a year is the SA17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£9,600).
Price Forecast
No forecast available.