Chalet 5, Woodlands Holiday Park, Bryncrug, LL36 9UH
Estimate of £40k for this property. 63 sales in LL36 in the last 12 months; median £180k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£39,500
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£41,600
Funding
- Deposit (25%)£9,875
- Mortgage (75% LTV)£29,625
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£11,975
Monthly Returns
- Monthly Rent (estimate)£150
- Mortgage Payment (IO)-£130
- Management (10%)-£15
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)-£95
Capital Returns
- 5yr Property Value£39,500
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net, before lease costs)+£2,431
- Less mortgage interest-£7,800
- 5yr Total Return (before lease costs)-£5,369
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £39,500 | £9,875 | -£1,140 | -£1,140 | -9.5% |
| Year 2 | £39,500 | £9,875 | -£2,244 | -£2,244 | -18.7% |
| Year 3 | £39,500 | £9,875 | -£3,323 | -£3,323 | -27.8% |
| Year 4 | £39,500 | £9,875 | -£4,365 | -£4,365 | -36.5% |
| Year 5 | £39,500 | £9,875 | -£5,369 | -£5,369 | -44.8% |
Modelled on the live asking price. Capital growth 0.00% a year is the LL36 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£11,975).
Price Forecast
No forecast available.