Flat 1, 56 High Street, Manchester, M4 1ED

UPRN:10023043860Purpose Built Flat1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band BEPC: C (75)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 3mo ago

Flat 1, 56 High Street, Manchester, M4 1ED

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£139,000

£132k - £146kHigh

Estimate

£139k

Range

£132k – £146k

Rent Estimate (pcm)

£800

£750 - £850Medium

Monthly

£800

Yield

6.38%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 1 earns a BUY rating with HP Score 90/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property Intelligencevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

90/ 100

Excellent

Investment Score

71/ 100

High

Crime Score

2/ 100

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 16 Sept 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.4/40
claims [AVM +10.1% (HIGH), sold-comps +0.8%, £/sqft +0.5%] → consensus +0.5% → credited 0.2% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 10023043860· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.1%· as of 12 Sept 2026
Rental economics25.5/30
gross yield 7.7%; range width penalty ×0.95
- zoopla_valuationsrent estimate 800/mo (range 750-850)· as of 12 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 230 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 16 Sept 2026
Risk & liquidity9.8/10
366 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£94,000£144,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £132/mo
Cash on cash: 4.1%
Score at this price: 43

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10023043860Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.1%Valuation edge · as of 12 Sept 2026
zoopla_valuationsrent estimate 800/mo (range 750-850)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 16 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 750-850)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£139,000

Rent Estimate (pcm)£800

Gross Yield6.38%

1y Growth+12.6%

3y Growth-5.1%

5y Growth-0.2%

10y Growth+4.5%

Last Sold Price£110,000 (2016-03-24)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M4 1ED

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001642
Discharge of Condition 10b (Ground Conditions) attached to Planning Permission 139289/JO/2024.
Pending
Manchester/PLA-2026-001562
Installation of 2 internally illuminated advertisement screens.
Pending
Manchester/PLA-2026-001565
Installation of 2 internally illuminated advertisement screens.
Pending

View Planning Timeline