Flat 2, Schoolhouse Yard, Bloomfield Road, London, SE18 7JD

UPRN:10010213981Flat/Maisonette1 bedsBuilt England and Wales: before 1900

LeaseholdCouncil Tax: -EPC: C (77)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 2mo agoAmenities· 3mo agoArea· Census 2021

Flat 2, Schoolhouse Yard, Bloomfield Road, London, SE18 7JD

HP Score

/ 100

Strong

Verdict

today

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£251,000

£239k - £264kHigh

Estimate

£251k

Range

£239k – £264k

Rent Estimate (pcm)

£1,300

£1k - £1kMedium

Monthly

£1,300

Yield

5.60%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 2 earns a BUY rating with HP Score 75/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (85/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

75/ 100

High

Investment Score

70/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 17 Sept 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge21/40
claims [AVM +8.4% (HIGH), sold-comps +5.3%, £/sqft +5.2%] → consensus +5.2% → credited 1.6% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 10010213981· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 13.2%· as of 12 Sept 2026
Rental economics15.9/30
gross yield 6.8%; range width penalty ×0.89
- zoopla_valuationsrent estimate 1300/mo (range 1200-1400)· as of 12 Aug 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 73 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 17 Sept 2026
Risk & liquidity9.8/10
463 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £124/mo
Cash on cash: 2.1%
Score at this price: 57

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10010213981Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 13.2%Valuation edge · as of 12 Sept 2026
zoopla_valuationsrent estimate 1300/mo (range 1200-1400)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 17 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1400)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£251,000

Rent Estimate (pcm)£1,300

Gross Yield5.60%

1y Growth+0.8%

3y Growth-1.5%

5y Growth+1.6%

10y Growth+2.6%

Last Sold Price£260,000 (2024-10-28)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SE18 7JD

Approval Rate

-12mo

Development

low

26/2692/SD
Submission of details pursuant to discharge condition 7 (Odour Management and Maintenance Plan) of planning permission reference 26/1396/F dated 11/09/2026.
Pending
26/2674/CP
Certificate of Lawfulness (Proposed) is sought for lean to shed in rear garden attached to property.
Pending
26/2656/CP
Certificate of Lawfulness (Proposed) is sought for erection of a rear roof extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.4%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2024-10-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£30,787

Population Density-

Owner Occupied25%

Age Distribution

0-15 22%16-64 70%65+ 8%

View Area Profile

Schools Nearby

Nightingale Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Peter's Catholic Primary School
0.2 mi
OutstandingConcerns
Notre Dame Catholic Primary School
0.2 mi
Good
Foxfield Primary School
0.3 mi
OutstandingConcerns

2 of 13 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Schoolhouse Yard Bloomfield Road
-
£410k
-
Schoolhouse Yard Bloomfield Road
-
£280k
-
Schoolhouse Yard Bloomfield Road
-
£217k
-
Schoolhouse Yard Bloomfield Road
-
£271k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN