14 CARDIFF GROVE
Recent sale
£63k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Flat 2, 12 Cardiff Grove, Luton, LU1 1QH
UPRN:100081007577-Beds -Built -
Tenure: -Council Tax: Band AEPC: -
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:42:46.607931+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£308,000
Estimated value
Range: £277k - £338k|Last sold: -- (-)
Estimate of £308k for this property. 336 sales in LU1 in the last 12 months; median £272k.
Estimate confidence
Medium confidence
Value History
Current estimate
£308k
£277k - £338k - Medium confidence
Annualised (CAGR)
+0.00%
Over the full window
Peak estimate
£313k
Oct 2025
From peak
-1.60%
Drawdown from peak
AVM estimate (model)Repeat-sales index - LU1 district (quarterly)index YoY -4.08%
Growth by window
3m
+0.33%
6m
+0.65%
12m
-1.60%
24m
+0.33%
60m
-
Rental Market
Estimated rent (pcm)
-
/ month
Gross yield
-
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£272k
LU1 sales, last 12 months
12m Price Growth
-
LU1 median, Land Registry
Days on Market
56d
LU1 average
Sales & Yield
3 metricsTransactions / 12m
336
LU1 sales
Area Gross Yield
5.38%
LU1 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£88,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£4,400
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£94,500
Funding
- Deposit (25%)£22,000
- Mortgage (75% LTV)£66,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£28,500
Monthly Returns
Capital Returns
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|
A cashflow projection needs a live rent estimate; none is published for this property. Cash required at purchase is £28,500.
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
6 CARDIFF GROVE
Recent sale
£68k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
14 CARDIFF GROVE
Recent sale
£86k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
8 CARDIFF GROVE
Recent sale
£68k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,741
Median earnings (local authority)
Signal
1,177
Population
Signal
7.6%
Households Deprived